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1109 S Ocean Dr, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 1109 S Ocean Dr, Fort Pierce, FL 34949

Property Summary

Property TypeResidential Vacant Land
Lot Size0.184 acres (8,050 sqft)
OwnerCompany Name on Record
Last Sale$320,000 (Apr 2024)
Tax Bill$5,979 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN2401-810-0024-000-8

Property Details

APN / Parcel Number

Primary APN2401-810-0024-000-8
Alternative APN
  • 15615

Exterior

Lot Area8,050 sqft (0.184 acres)

Location & Zoning

Account Number15615
Street Address1109 S OCEAN DR
CityFORT PIERCE
StateFL
Zip34949-3335
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeHI MEDIUM
Legal DescriptionTROPICAL BEACH BLK 2 LOT 16
Legal Range40E
Legal Township35S
Legal Section01
Legal SubdivisionTROPICAL BEACH
Legal Block2
Legal Lot Number16
JurisdictionST LUCIE FL
Township / Civil DivisionHUTCHINSON ISLAND
Census Block Group2
Census Block2004
Census Tract381300

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3355 SNEED RD, FORT PIERCE, FL 34945-4720
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Prior SaleAug 3, 2021 · Amount on Record
Deed Document Number5324265
Deed Book / Page5134 / 146
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateAug 3, 2021
Property Address1109 S OCEAN DR, FORT PIERCE, FL 34949-3335
Document Number0046581806
Book / Page4658 / 1806
Map ReferenceMB 9 PG 26
Instrument DateJul 28, 2021
Instrument4903027
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFAIRWATER TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 954, SPARTA, NC 28675-0954

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1131 DANIEL CT, SAYLORSBURG, PA 18353-7986

Mortgage

Document Number0046581808
DateAug 3, 2021
Instrument4658/1808
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateAug 1, 2026
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.87%
IndexOther
Margin3
Max Rate9.87%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
MunicipalityFort Pierce City
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,000 (-18.18%)$261,000 (-18.18%) Land $261,000
2024$5,979.00 (-0.62%)
2023$6,016.00 (+22.35%)$319,000 (+60.95%) Land $319,000$319,000 (+60.95%) Land $319,000
2022$4,917.00$198,200 Land $198,200$198,200 Land $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 274 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies298 units insured
incl. 24 condo units
Nearby Flood Claims224 (1979–2022)
Claims Outside the SFHA16 of 224
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Tropical Storm Fay, Aug 2008 · 5 claims
  • Hurricane Frances, Sep 2004 · 179 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: FPUAnet Communications.

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