1109 S 9th Pl, Clear Lake, IA 50428 Property Records

Cerro Gordo County property record for 1109 S 9th Pl, Clear Lake, IA 50428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 816 sqft · built 1984
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (May 2026)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061835103100`

Property Details

APN / Parcel Number

Primary APN	`061835103100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	816 sqft Living Area
1st Floor Area	768 sqft
Basement Area	816 sqft
Finished Basement	600 sqft
Unfinished Basement	216 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	106 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	268 sqft
Patio Area	412 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1109 S 9TH PL
City	CLEAR LAKE
State	IA
Zip	50428-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 SOUTH COURT ADD
Legal Range	22W
Legal Township	96N
Legal Section	18
Legal Subdivision	SOUTH COURT ADD
Legal Lot Number	8
Jurisdiction	CERRO GORDO IA
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3026
Census Tract	950700

Owner

1109 S 9th Pl is owned and occupied by an individual who bought it in May 2026.

Source: Cerro Gordo County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES
Jul 17, 2020	Warranty Deed, Transfer
Dec 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Jul 12, 2022 · Amount on File
Deed Document Number	20262724
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	May 28, 2026
Property Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611
Document Number	0000002724
Instrument Date	May 27, 2026
Instrument	20262724
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$46,783.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jul 12, 2022
Property Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611
Document Number	02022/4035
Book / Page	2022 / 4035
Instrument Date	Jul 7, 2022
Instrument	2022-4035
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611

Mortgage

Document Number	2022403620224036
Date	Jul 12, 2022
Instrument	2022-403620224036

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jul 17, 2020
Property Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611
Document Number	0020204529
Instrument Date	Jul 15, 2020
Instrument	2020-4529
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$89.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2115 N SHORE DR, CLEAR LAKE, IA 50428-1064

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Dec 31, 2019
Property Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611
Document Number	02019/7604
Book / Page	2019 / 7604
Instrument Date	Dec 26, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 S 9TH PL, CLEAR LAKE, IA 50428-2611

Mortgage

Document Number	02019/7605
Date	Dec 31, 2019
Book Page	2019/7605

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1109 S 9th Pl was $2,800.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Clear Lake City
Unified School District	Clear Lake Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00	$234,620 Land $46,870 Building $187,750	$234,620 Land $46,870 Building $187,750
2024	$2,800.00
2023		$215,940 (+43.26%) Land $35,150 Building $180,790	$215,940 (+43.26%) Land $35,150 Building $180,790
2022	$2,222.00 Homeowner's exemption	$150,730 Land $26,780 Building $123,950	$150,730 Land $26,780 Building $123,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 S 9th Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1999–2016)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 S 9th Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE WATER DEPARTMENT serves 7,687 people · EPA ID IA1716076
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Lake Independent Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Router12 Networks, T-Mobile, Verizon.

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