1109 Rowena Dr, Hayward, CA 94542 Property Records

Alameda County property record for 1109 Rowena Dr, Hayward, CA 94542

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1949
Lot Size0.161 acres (7,020 sqft)
Owner2 Individual Names on Record
Tax Bill$3,377 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN445-130-108

Property Details

APN / Parcel Number

Primary APN445-130-108
Alternative APN
  • 445-0130-108-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area880 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,020 sqft (0.161 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address1109 ROWENA DR
CityHAYWARD
StateCA
Zip94542-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00108 BLK: AR: 0445 PAGE: 0130
Legal SubdivisionHAYWARD
Legal Block7
Legal Lot Number5-7
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group1
Census Block1001
Census Tract436403

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20654 ALDER AVE, TRACY, CA 95304-8404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address1109 ROWENA DR, HAYWARD, CA 94542-1031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20654 ALDER AVE, TRACY, CA 95304-8404

Mortgage

Document Number0000324373
DateNov 24, 2020
Instrument2020324373
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,937 (-0.67%) Land $234,445 Building $33,492
2025$3,377.00 (+2.49%) Homeowner's exemption$262,685 (+4.04%) Land $229,850 Building $32,835
2023$3,295.00 Homeowner's exemption$252,488 Land $220,927 Building $31,561$662,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, T-Mobile.

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