Montgomery County property record for 1109 River Rd, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,175 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,613 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6936-00-01400 |
| Primary APN | 6936-00-01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,175 sqft Living Area |
| Gross Area | 3,847 sqft |
| 1st Floor Area | 2,134 sqft |
| 2nd Floor Area | 1,041 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 786 sqft |
| Deck Area | 396 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1109 RIVER RD |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-5581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | LUNDES POINT, LOT 14, ACRES 1.000 |
| Legal Subdivision | LUNDES POINT |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 694305 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1109 RIVER RD, MONTGOMERY, TX 77356-5581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1993 |
| Deed Sale | Mar 2, 1993 |
| Prior Sale | Sep 1, 1982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 1109 RIVER RD, MONTGOMERY, TX 77356-5581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1109 RIVER RD, MONTGOMERY, TX 77356-5581 |
| Document Number | 0000137839 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022137839 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 19, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,210,000 (+1%) | $1,256,070 (-1.1%) Land $200,376 Building $1,055,694 | |
| 2025 | $3,613.00 (-74.65%) Homeowner's exemption Senior Citizen's exemption | $1,100,000 (+1%) | $1,270,096 (+27.01%) Land $200,376 Building $1,069,720 |
| 2024 | $14,250.00 (+4.71%) Homeowner's exemption | $1,000,000 (+1.26%) Land $200,380 Building $799,620 | $1,000,000 (-) Land $200,380 Building $799,620 |
| 2023 | $13,609.00 Homeowner's exemption | $987,570 Land $200,380 Building $799,620 | $1,000,000 Land $200,380 Building $799,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 individual policies |
| Nearby Flood Policies | 102 units insured incl. 10 condo units |
| Nearby Flood Claims | 36 (2016–2024) |
| Claims Outside the SFHA | 33 of 36 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
May also be available: T-Mobile, Verizon.
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