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1109 River Oak Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1109 River Oak Ct, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,528 sqft · built 2017
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on File
Last Sale$327,000 (Apr 2021)
Tax Bill$4,799 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNT170300114

Property Details

APN / Parcel Number

Primary APNT170300114
Alternative APN
  • 2-0087-C384-00-0165.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,528 sqft Living Area
Basement Area1,204 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialComposition/Composite
Lot Area7,928 sqft (0.182 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT170300114
Street Address1109 RIVER OAK CT
CityO FALLON
StateMO
Zip63366-1546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG A #3 LOT 165
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG A #3
Legal Lot Number165
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

Source: St. Charles County records · APN T170300114

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1109 RIVER OAK CT, O FALLON, MO 63366-1546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK OF ST LOUIS
Apr 27, 2018Warranty Deed, Subdivision Related Transfer
F&B ACQUISITION
Sep 18, 2017Grant Deed, Transfer
ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY
Sep 12, 2017Loan Modification, Mortgage
ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2021 · Amount on Record
Deed SaleApr 02, 2021 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number0202129147
Deed Book / Page2021 / 29147
Record UpdatedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 02, 2021
Property Address1109 RIVER OAK CT, O FALLON, MO 63366-1546
Document Number2021R029147
Map ReferenceMB 48 PG 394
Instrument DateMar 29, 2021
Instrument2021R-029147
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 OAK RIDGE CT, 6, O FALLON, MO 63366-1451

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 RIVER OAK CT, SAINT PAUL, MO 63366-1546

Mortgage

Document Number2021R029148
DateApr 02, 2021
Instrument2021R-029148
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 27, 2018
Property Address1109 RIVER OAK CT, O FALLON, MO 63366-1546
Document Number0069101079
Book / Page006910 / 001079
Instrument DateApr 26, 2018
Instrument227910
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 24, 2018
Title CompanyARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 RIVER OAK CT ST PAUL MO 633661546, ST PAUL, MO 63366-1546

Mortgage

Document Number69101081
DateApr 27, 2018
Book Page006910/001081
Instrument227920
Lender
NameF&B ACQUISITION
AddressSAINT LOUIS, MO 63131
Agreement
AmountAmount Recorded
Term360 Months
DueApr 26, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateSep 18, 2017
Property Address1109 RIVER OAK CT, O FALLON, MO 63366-1546
Document Number0068081281
Book / Page006808 / 001281
Instrument DateSep 12, 2017
Instrument583960
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address1109 RIVER OAK CT, O FALLON, MO 63366-1546
Document Number0068081283
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,799.00$78,256 (+4.52%)$411,873 (+4.52%) Land $70,000 Building $341,873
2023$74,870
2022$394,052 Land $55,000 Building $339,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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