Sacramento County property record for 1109 River Bend Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 2,612 sqft · built 1989 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $810,000 (Jan 2024) |
| Tax Bill | $9,726 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-0500-053-0000 |
| Primary APN | 223-0500-053-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| 2nd Floor Area | 1,088 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1109 RIVER BEND CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | RIVER ROCK, LOT 17 |
| Legal Subdivision | RIVER ROCK |
| Legal Lot Number | 17 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 8209 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 27, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2024 | Intrafamily Transfer, Transfer |
| Jan 4, 2024 | Grant Deed, Transfer · Conventional Mortgage LONE MORTGAGE INC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAP FNDG |
| Nov 10, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on Record |
| Deed Sale | Jan 4, 2024 · Amount on Record |
| Prior Sale | Aug 16, 2005 · Amount on Record |
| Deed Book / Page | 20240104 / 691 |
| Prior Transfer Date | Jan 25, 2007 |
| Prior Transfer Doc | 0000001542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 27, 2025 |
| Property Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 0000000732 |
| Map Reference | MB 128 MAP 4 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 202510270732 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 0000000733 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 202510270733 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 10, 2024 |
| Property Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 0000000276 |
| Map Reference | MB 128 MAP 4 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 202404100276 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 4, 2024 |
| Property Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 0000000691 |
| Map Reference | MB 128 MAP 4 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 202401040691 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 0000000692 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 202401040692 |
| Name | LONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 2010070841 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1109 RIVER BEND CT FOLSOM CA 956302018, FOLSOM, CA 95630-2018 |
| Document Number | 2010070841 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2010070841 |
| Name | MEGA CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1109 RIVER BEND CT, FOLSOM, CA 95630-2018 |
| Document Number | 1802080666 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1109 RIVER BEND CT FOLSOM CA 956302018, FOLSOM, CA 95630-2018 |
| Document Number | 1802080666 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 1802080666 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $842,724 (+2%) Land $208,080 Building $634,644 | |
| 2025 | $9,726.00 (+5.25%) Homeowner's exemption | $826,200 (+9.39%) Land $204,000 Building $622,200 |
| 2024 | $9,241.00 (+2.62%) | |
| 2023 | $9,005.00 (+1.48%) | $755,257 Land $197,019 Building $558,238 |
| 2022 | $8,874.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1986–2014) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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