1109 Regency Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1109 Regency Dr, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 1963
Lot Size	0.345 acres (15,068 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2021)
Tax Bill	$5,134 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-072-10`

Property Details

APN / Parcel Number

Primary APN	`189-072-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,233 sqft Heated Area
Gross Area	2,248 sqft
1st Floor Area	2,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,068 sqft (0.345 acres)
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	189-072-10
Street Address	1109 REGENCY DR
City	CHARLOTTE
State	NC
Zip	28211-4780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L35 M10-307
Legal Subdivision	STONEHAVEN SEC 05
Legal Lot Number	35
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1003
Census Tract	2008

Owner

1109 Regency Dr is owned and occupied by an individual who bought it in June 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1109 REGENCY DR, CHARLOTTE, NC 28211-4780
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 15, 2017	Warranty Deed, Transfer · ARM SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	0003624692
Deed Book / Page	36246 / 92
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 30, 2021
Property Address	1109 REGENCY DR, CHARLOTTE, NC 28211-4780
Document Number	0000127718
Book / Page	36246 / 92
Map Reference	MB 10 PG 307
Instrument Date	Jun 30, 2021
Instrument	2021127718
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 SW GIBBS ST, PORTLAND, OR 97239-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 REGENCY DR, CHARLOTTE, NC 28211-4780

Mortgage

Document Number	0000127719
Date	Jun 30, 2021
Instrument	2021127719

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 15, 2017
Property Address	1109 REGENCY DR, CHARLOTTE, NC 28211-4780
Document Number	0000032849
Book / Page	31636 / 707
Map Reference	MB10 PG307
Instrument Date	Mar 14, 2017
Instrument	2017032849
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 RIDGEVIEW LN, 1307, INDIAN TRAIL, NC 28079-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 REGENCY DR, CHARLOTTE, NC 28211-4780

Mortgage

Document Number	0000032850
Date	Mar 15, 2017
Instrument	2017032850

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 2, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1109 Regency Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Regency Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regency Dr

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