1109 Reece Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 1109 Reece Rd, Charlotte, NC 28209

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,155 sqft · built 2021
Lot Size	0.047 acres (2,051 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Jan 2022)
Tax Bill	$7,050 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175-183-45`

Property Details

APN / Parcel Number

Primary APN	`175-183-45`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,155 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	2,051 sqft (0.047 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	175-183-45
Street Address	1109 REECE RD
City	CHARLOTTE
State	NC
Zip	28209-2136
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UR-2(CD)
Legal Description	LB UNIT4 BLDG2 M66-127
Legal Lot Number	B
Legal Unit	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	3204

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	465 N PARK DR APT 2502, 2502, CHICAGO, IL 60611-0009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 14, 2021	Special Warranty Deed, Transfer · Construction Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	0036985389
Deed Book / Page	36985 / 389
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 20, 2022
Property Address	1109 REECE RD, CHARLOTTE, NC 28209-2136
Document Number	0000010530
Book / Page	36985 / 389
Map Reference	MB 66 PG 127
Instrument Date	Jan 7, 2022
Instrument	2022010530
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12871 SUNSTONE AVE APT 7215, 7215, ORLANDO, FL 32832-6261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 N PARK DR APT 2502, 2502, CHICAGO, IL 60611-0009

Mortgage

Document Number	0000010531
Date	Jan 20, 2022
Instrument	2022010531

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 30, 2021
Property Address	1109 REECE RD, CHARLOTTE, NC 28209-2136
Document Number	0000226505
Book / Page	36819 / 588
Map Reference	MB 66 PG 127
Instrument Date	Nov 30, 2021
Instrument	2021226505
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 REECE RD, CHARLOTTE, NC 28209-2136

Mortgage

Document Number	0000226506
Date	Nov 30, 2021
Instrument	2021226506

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 14, 2021
Property Address	1109 REECE RD, CHARLOTTE, NC 28209-2136
Document Number	0000096299
Book / Page	36064 / 448
Map Reference	MB 66 PG 127
Instrument Date	May 14, 2021
Instrument	2021096299
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 CLEVELAND AVE, CHARLOTTE, NC 28203-4855

Mortgage

Document Number	0000096300
Date	May 14, 2021
Book Page	36064/452
Instrument	2021096300

Lender

Name	UNITED BANK
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	37 (1979–2020)
Claims Outside the SFHA	4 of 37
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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