1109 Red Oak Rd, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1109 Red Oak Rd, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,458 sqft · built 1955
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,900 (Mar 2018)
Tax Bill	$10,718 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-19-406-025`

Property Details

APN / Parcel Number

Primary APN	`09-09-19-406-025`
Alternative APN	`0919406025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	238 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Street Address	1109 RED OAK RD
City	ANN ARBOR
State	MI
Zip	48103-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 87 ROBIN HILLS SUB OF VESPER HEIGHTS
Legal Range	06E
Legal Township	02S
Legal Section	19
Legal Subdivision	ROBIN HILLS SUB
Legal Block	406
Legal Lot Number	87
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2003
Census Tract	403200

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 RED OAK RD, ANN ARBOR, MI 48103-3059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 8, 2018	Deed of Trust, Transfer · Conventional Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20186416367
Deed Book / Page	5249 / 643
Prior Transfer Date	Mar 19, 2004
Prior Transfer Doc	0005540168
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1109 RED OAK RD, ANN ARBOR, MI 48103-3059
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 RED OAK RD, ANN ARBOR, MI 48103-3059

Mortgage

Document Number	0006618133
Date	Oct 19, 2021
Book Page	5451/328
Instrument	6618133

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1109 RED OAK RD, ANN ARBOR, MI 48103-3059
Document Number	0006416368
Instrument Date	Mar 8, 2018
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1000 W HURON ST #B7 ANN ARBOR MI 481034280, B7, ANN ARBOR, MI 48103-4280

Mortgage

Document Number	0006416368
Date	Mar 19, 2018
Book Page	005249/000644
Instrument	6416368

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,200	$488,400
2025	$10,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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