1109 Pine St, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 1109 Pine St, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,212 sqft · built 1950
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2021)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-34-0863-000`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-34-0863-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	852 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1109 PINE ST
City	FRANKENMUTH
State	MI
Zip	48734-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3 SI
Legal Description	LOT 1 EXC.S.2 FT. BLK.2. HERBERT LIST ADD. CITY OF FRANKENMUTH SEC 34 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	34
Legal Subdivision	HERBERT LIST ADD
Legal Block	2
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	2
Census Block	2059
Census Tract	11301

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1109 PINE ST, FRANKENMUTH, MI 48734-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Jul 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 2, 2019	Warranty Deed, Transfer · Stand-Alone Refinance RURAL HOUSING SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	202138833
Prior Transfer Date	Jul 3, 2019
Prior Transfer Doc	202019017586
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 9, 2021
Property Address	1109 PINE ST, FRANKENMUTH, MI 48734-1913
Document Number	0000038833
Map Reference	LB 6 PG 18
Instrument Date	Dec 7, 2021
Instrument	2021038833
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 PINE ST, 1109, FRANKENMUTH, MI 48734-1913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 PINE ST, FRANKENMUTH, MI 48734-1913

Mortgage

Document Number	0000038834
Date	Dec 9, 2021
Instrument	2021038834

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 8, 2019
Property Address	1109 PINE ST, FRANKENMUTH, MI 48734-1913
Document Number	0000017586
Instrument Date	Jul 3, 2019
Instrument	17586
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 PINE ST FRANKENMUTH MI 487341913, FRANKENMUTH, MI 48734-1913

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 18, 2019
Property Address	1109 PINE ST, FRANKENMUTH, MI 48734-1913
Document Number	0000011588
Instrument Date	Apr 17, 2019
Instrument	11588
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 PINE ST FRANKENMUTH MI 487341913, FRANKENMUTH, MI 48734-1913

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 2, 2019
Property Address	1109 PINE ST, FRANKENMUTH, MI 48734-1913
Document Number	0000000159
Instrument Date	Dec 20, 2018
Instrument	2019000159
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13270 BELSAY RD, MILLINGTON, MI 48746-9226

Mortgage

Document Number	0000000160
Date	Jan 2, 2019
Instrument	2019000160

Lender

Name	RURAL HOUSING SERVICE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,700 (+22.43%)	$219,400 (+22.43%)
2025	$3,831.00 (+57.59%) Homeowner's exemption
2023		$89,600	$179,200
2022	$2,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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