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1109 Pine St, Fox River Grove, IL 60021 Property Records

McHenry County property record for 1109 Pine St, Fox River Grove, IL 60021

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,200 sqft · built 1977
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on Record
Last Sale$217,500 (Dec 2020)
Tax Bill$7,712 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN20-19-181-004

Property Details

APN / Parcel Number

Primary APN20-19-181-004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Lot Area13,000 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1109 PINE ST
CityFOX RIVER GROVE
StateIL
Zip60021-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0054826 LT 16 FOX RIVER GROVE GARDENS
Legal SubdivisionFOX RIVER GROVE GARDEN
Legal Block181
Legal Lot Number16
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group5
Census Block5001
Census Tract871402

Owner

Source: McHenry County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1109 PINE ST, FOX RIVER GROVE, IL 60021-1729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleJul 1, 2013 · Amount on Record
Deed Document Number202054826
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 14, 2020
Property Address1109 PINE ST, FOX RIVER GROVE, IL 60021-1729
Document Number0000054826
Map ReferenceDOC 60254
Instrument DateNov 15, 2020
Instrument2020R0054826
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHUBBARD STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$217.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1109 PINE ST, FOX RIVER GROVE, IL 60021-1729

Mortgage

Document Number0000054827
DateDec 14, 2020
Instrument2020R0054827
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate2.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityFox River Grove Village
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictFox River Grove Consolidated School District 3 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,712.00$88,474 (+9.18%) Land $17,015 Building $71,459$265,422 (+9.18%) Land $51,045 Building $214,377
2022Homeowner's exemption$81,037 Land $12,315 Building $68,722$243,111 Land $36,945 Building $206,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims32 (1979–2026)
Claims Outside the SFHA6 of 32
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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