1109 Pine Ridge Ct, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1109 Pine Ridge Ct, Ann Arbor, MI 48103

Property Summary

Property Type	Condominium
Details	5.5 ba · 5,081 sqft · built 2019
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2018)
Tax Bill	$26,529 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H-08-14-395-005`

Property Details

APN / Parcel Number

Primary APN	`H-08-14-395-005`
Alternative APN	`H00814395005`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,081 sqft Living Area
1st Floor Area	2,651 sqft
Basement Area	2,651 sqft
Unfinished Basement	2,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Lot Area	44,867 sqft (1.03 acres)
Garage Area	958 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 PINE RIDGE CT
City	ANN ARBOR
State	MI
Zip	48103-3633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 5, PINE RIDGE ESTATES, WASHTENAW CO CONDO SUBDV PLAN NO. 637. T2S, R5E. SPLIT/COMBINED ON 05/11/2016 FROM H
Legal Subdivision	PINE RIDGE ESTATES
Legal Block	395
Legal Unit	5
Jurisdiction	WASHTENAW MI
Township / Civil Division	SCIO
Census Block Group	3
Census Block	3013
Census Tract	453000

Owner

1109 Pine Ridge Ct, a condominium, is owned and occupied by two individuals who bought it in July 2018.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 PINE RIDGE CT, ANN ARBOR, MI 48103-3633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK
Aug 1, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LEVEL ONE BK
Jul 2, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE CO/WASHTENAW
Mar 21, 2018	Deed of Trust, Mortgage BANK OF ANN ARBOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20186430224
Deed Book / Page	5263 / 519
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1109 PINE RIDGE CT, ANN ARBOR, MI 48103-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006524935
Date	Jun 9, 2020
Book Page	5358/146
Instrument	6524935

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 1, 2018
Property Address	1109 PINE RIDGE CT, ANN ARBOR, MI 48103-3633
Book / Page	005267 / 000698
Instrument Date	Jul 30, 2018
Instrument	6434399
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3112 TUSCANY CT ANN ARBOR MI 481038727, ANN ARBOR, MI 48103-8727

Mortgage

Document Number	0006434399
Date	Aug 1, 2018
Book Page	005267/000698
Instrument	6434399

Lender

Name	LEVEL ONE BK
Type	Bank
Address	32991 HAMILTON CT, FARMINGTON HILLS, MI 48334-3330

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 2, 2018
Property Address	1109 PINE RIDGE CT, ANN ARBOR, MI 48103-3633
Document Number	0006430224
Book / Page	005263 / 000519
Instrument Date	Jun 14, 2018
Instrument	6430224
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO/WASHTENAW

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3112 TUSCANY CT ANN ARBOR MI 481038727, ANN ARBOR, MI 48103-8727

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	1109 PINE RIDGE CT, ANN ARBOR, MI 48103-3633
Document Number	0006416982
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	ABSOLUTE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1310 S MAIN ST #12 ANN ARBOR MI 481043786, 12, ANN ARBOR, MI 48104-3786

Mortgage

Document Number	0006416982
Date	Mar 22, 2018
Book Page	005250/000259
Instrument	6416982

Lender

Name	BANK OF ANN ARBOR
Type	Bank
Address	ANN ARBOR, MI 48108

Agreement

Amount	Amount on Record
Term	24 Months
Due	Mar 21, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Pine Ridge Ct was $26,529 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Scio Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,500	$1,739,000
2025	$26,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Pine Ridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Pine Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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