1109 Pearl St, Alameda, CA 94501 Property Records

Alameda County property record for 1109 Pearl St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,311 sqft · built 1921
Lot Size	0.102 acres (4,440 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Jul 2018)
Tax Bill	$18,617 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-148-16`

Property Details

APN / Parcel Number

Primary APN	`70-148-16`
Alternative APN	`070-0148-016-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1929
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,440 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 PEARL ST
City	ALAMEDA
State	CA
Zip	94501-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: AR: 0070 PAGE: 0148
Legal Subdivision	LEWELLING DIV
Legal Block	C
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	4
Census Block	4006
Census Tract	428200

Owner

1109 Pearl St is owned and occupied by an individual who bought it in July 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 PEARL ST, ALAMEDA, CA 94501-5315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Dec 4, 2017	Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	2018134699
Prior Transfer Date	Feb 12, 1998
Prior Transfer Doc	0000061966
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1109 PEARL ST, ALAMEDA, CA 94501-5315
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 PEARL ST, ALAMEDA, CA 94501-5315

Mortgage

Document Number	0000100609
Date	Mar 11, 2021
Instrument	2021100609

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 10, 2018
Property Address	1109 PEARL ST, ALAMEDA, CA 94501-5315
Document Number	0000134699
Instrument Date	Jun 26, 2018
Instrument	134699
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 PEARL ST ALAMEDA CA 945015315, ALAMEDA, CA 94501-5315

Mortgage

Document Number	134700
Date	Jul 10, 2018
Instrument	134700

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Mortgage

Document Number	134701,
Date	Jul 10, 2018
Instrument	134701

Lender

Name	TESSA GRAGG
Address	1320 SOLANO AVE # 201, ALBANY, CA 94706-1854

Agreement

Amount	Amount on Record

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 4, 2017
Property Address	1109 PEARL ST, ALAMEDA, CA 94501-5315
Document Number	0000266289
Map Reference	MB19 PG67
Instrument Date	Nov 21, 2017
Instrument	2017266289
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1314 CROWN DR, ALAMEDA, CA 94501-3728

Mortgage

Document Number	0000266290
Date	Dec 4, 2017
Instrument	2017266290

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Pearl St was $18,617 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,394,590 (+1.27%) Land $588,247 Building $813,343
2025	$18,617.00 Homeowner's exemption	$1,377,049 Land $576,713 Building $800,336
2023	$17,055.00 Homeowner's exemption	$1,288,608 Land $554,322 Building $734,286	$1,233,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Pearl St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2022–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1109 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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