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1109 Paul Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1109 Paul Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,292 sqft · built 1937
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on Record
Last Sale$255,000 (Jun 2025)
Tax Bill$5,782 (2026)
Deeds & MortgagesApr 2026 Sale
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 58.7-5-10

Property Details

APN / Parcel Number

Primary APN422800 58.7-5-10
Alternative APN
  • 280005800700050100000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area928 sqft
Upper Floors Area364 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1109 PAUL AVE
CitySCHENECTADY
StateNY
Zip12306-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G SCHDY ANNEX-57 6.-454-2
Legal Block5
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1010
Census Tract33004

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address108 ROSE ST, COBLESKILL, NY 12043-4668
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer
MARTIN TITLE, MARATHON TITLE
Oct 6, 2025Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Deed Document Number202515098
Deed Book / Page2151 / 847
Prior Transfer DateMay 4, 2007
Prior Transfer Doc1759000107
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 27, 2026
Property Address1109 PAUL AVE, SCHENECTADY, NY 12306-2805
Document Number0000009614
Book / Page2171 / 189
Instrument DateApr 8, 2026
Instrument20269614
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMARTIN TITLE, MARATHON TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address108 ROSE ST, COBLESKILL, NY 12043-4668

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1109 PAUL AVE, SCHENECTADY, NY 12306-2805
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 PAUL AVE, SCHENECTADY, NY 12306-2805

Mortgage

Document Number0000023888
DateOct 6, 2025
Instrument202523888
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressSCHENECTADY, NY 12306
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,782.00 (+10.39%)
2025$5,238.00$155,000 (-) Land $6,800 Building $148,200$238,500 (+16.97%) Land $10,463 Building $228,037
2023$155,000 Land $6,800 Building $148,200$203,900 Land $8,945 Building $194,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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