1109 Panhandle Rd, Bentonville, VA 22610 Property Records

Warren County property record for 1109 Panhandle Rd, Bentonville, VA 22610

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 2,240 sqft · built 1999
Lot Size	21.2 acres (927,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,051 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22456`

Property Details

APN / Parcel Number

Primary APN	`22456`
Alternative APN	`35/6`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	4,368 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Exterior Material	Logs
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	927,480 sqft (21.2 acres)
Terrain	Rolling
Porch	Patio
Porch Area	784 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22456
Old Parcel Number	35 6
Street Address	1109 PANHANDLE RD
City	BENTONVILLE
State	VA
Zip	22610-1959
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PAR 1 DIV LAND OF PAUL S HILL ET UX ALSO BDY ADJ WITH 35-5A LR97-2071
Legal Subdivision	FORK-COUNTY
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	4
Census Block	4005
Census Tract	20300

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 PANHANDLE RD, BENTONVILLE, VA 22610-1959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	1109 PANHANDLE RD, BENTONVILLE, VA 22610-1959
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001414
Date	Mar 28, 2018
Instrument	180001414

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,051.00 (+18.81%)	$726,000 (+35.37%) Land $263,000 Building $463,000
2025	$2,568.00 (+10.83%)	$536,300 (-13.07%) Land $73,300 Building $463,000	$726,000 (+17.69%) Land $263,000 Building $463,000
2024	$2,317.00	$616,900 (-) Land $227,000 Building $389,900	$616,900 (-) Land $227,000 Building $389,900
2023		$616,900 Land $227,000 Building $389,900	$616,900 Land $227,000 Building $389,900
2022	$2,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2003)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 8 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6