St. Johns County property record for 1109 Overdale Rd, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,799 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $589,500 (2020) |
| Tax Bill | $7,028.00 (2025) |
| Primary APN | 162961-1300 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,799 sqft Living Area |
| Gross Area | 3,442 sqft Gross Area |
| 1st Floor | 1,649 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Patio Area | 66 sqft Patio |
| Porch Area | 334 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1109 OVERDALE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-2302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 130 OR5116/1025 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | SEAGROVE ST. AUGUSTINE BEACH UNIT 8 |
| Legal Block | 3 |
| Legal Lot Number | 130 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162961-1300
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 06, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Dec 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Mar 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Prior Sale | Mar 28, 2018 · Amount on Record |
| Deed Doc Number | 2020110615 |
| Deed Book / Page | 5116 / 1025 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Document Number | 0054001102 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 5400/1102 |
| Instrument | 2021115196 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Document Number | 0055731166 |
|---|---|
| Date | Jun 06, 2022 |
| Book Page | 5573/1166 |
| Instrument | 2022056806 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 04, 2020 |
| Property Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Document Number | 0051161025 |
| Book / Page | 5116 / 1025 |
| Map Reference | MB 55 PG 102-107 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 2020110615 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | HARBORVIEW TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,126.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 S MATANZAS BLVD, 100, SAINT AUGUSTINE, FL 32080-4540 |
| Name | Verified Name |
|---|---|
| Address | 1109 OVERDALE RD, SAINT AUGUSTINE BEACH, FL 32080-2302 |
| Document Number | 51161027 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 5116/1027 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Document Number | 0049721084 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1109 OVERDALE RD ST AUGUSTINE FL 320802302, ST AUGUSTINE, FL 32080-2302 |
| Document Number | 0049721084 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 004972/001084 |
| Instrument | 49727 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 23, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Document Number | 0045220107 |
| Book / Page | 4522 / 0107 |
| Map Reference | MB55 PG102-107 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 2018020365 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 764 S HERITAGE CREEK WAY, 764, SAINT AUGUSTINE, FL 32084-6528 |
| Name | Verified Name |
|---|---|
| Address | 1109 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302 |
| Document Number | 2018020366 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018020366 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,783 (+2.7%) | $596,348 (-14.46%) Land $170,000 Building $426,348 | |
| 2025 | $7,028.00 (+8.83%) Homeowner's exemption | $443,800 (+2.9%) | $697,119 (+6.15%) Land $170,000 Building $527,119 |
| 2024 | $6,458.00 (+4.08%) Homeowner's exemption | $431,293 (+3%) | $656,757 (+1.94%) Land $180,000 Building $476,757 |
| 2023 | $6,205.00 (+1.77%) Homeowner's exemption | $418,731 (+3.16%) | $644,263 (+9.72%) Land $180,000 Building $464,263 |
| 2022 | $6,097.00 Homeowner's exemption | $405,897 | $587,169 Land $151,200 Building $435,969 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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