1109 Northcrest Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 1109 Northcrest Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,324 sqft · built 1970
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Dec 2011)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage
APN	`06-1.0-01-003-002-028.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-003-002-028.000`

Interior

Building Area	1,324 sqft Base Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	212 ft deep x 46.5 ft wide

Location & Zoning

Street Address	1109 NORTHCREST CT
City	SAINT JOSEPH
State	MO
Zip	64506-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STONECREST EAST LOT:17 BLK:1LGL DESC:
Legal Subdivision	STONECREST EAST
Legal Block	1
Legal Lot Number	17
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1008
Census Tract	701

Owner

1109 Northcrest Ct is owned and occupied by two individuals who bought it in December 2011.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 NORTHCREST CT, SAINT JOSEPH, MO 64506-3124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2011 · Amount on File
Deed Sale	Dec 27, 2011 · Amount on File
Deed Document Number	201114256
Deed Book / Page	3308 / 81
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1109 NORTHCREST CT, SAINT JOSEPH, MO 64506-3124
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 NORTHCREST CT, SAINT JOSEPH, MO 64506-3124

Mortgage

Document Number	003794/291
Date	Jan 30, 2024
Book Page	3794/291
Instrument	2024000646

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1109 NORTHCREST CT, SAINT JOSEPH, MO 64506-3124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 NORTHCREST CT, SAINT JOSEPH, MO 64506-3124

Mortgage

Document Number	3752/695
Date	Sep 1, 2020
Book Page	3752/695
Instrument	2020007868

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Northcrest Ct was $2,508, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+0.04%)	$34,720 Land $9,500 Building $25,220	$182,720 Land $50,000 Building $132,720
2024	$2,507.00 (+49.4%)
2023	$1,678.00 (-0.71%)	$25,520 (-) Land $4,850 Building $20,670	$134,300 Land $25,500 Building $108,800
2022	$1,690.00	$25,520 Land $4,850 Building $20,670
2021			$134,300 Land $25,500 Building $108,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1109 Northcrest Ct; there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Northcrest Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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