1109 N Sara Rd, Tuttle, OK 73089 Property Records

Grady County property record for 1109 N Sara Rd, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2018)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14648`

Property Details

APN / Parcel Number

Primary APN	`14648`
Alternative APNs	`0000-10N-05W-27-4-017-00` `0000-27-10N-05W-4-017-00` `40466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	675 sqft
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	40466
Street Address	1109 N SARA RD
City	TUTTLE
State	OK
Zip	73089-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-10-05-02050 TR BG 660' N OF SE/C SE/4 TH W 660' N 132' E 660' S 132' TO BG
Legal Range	05W
Legal Township	10N
Legal Section	27
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	2
Census Block	2021
Census Tract	905

Owner

1109 N Sara Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Grady County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 N SARA RD, TUTTLE, OK 73089-8362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage GREAT PLAINS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	201814868
Deed Book / Page	5460 / 95
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	1109 N SARA RD, TUTTLE, OK 73089-8362
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022015766
Date	Oct 25, 2022
Book Page	6100/318
Instrument	I-2022-015766

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Jul 27, 2018
Property Address	1109 N SARA RD, TUTTLE, OK 73089-8362
Document Number	0000014868
Book / Page	5460 / 095
Instrument Date	Jul 23, 2018
Instrument	2018-014868
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 N SARA RD, TUTTLE, OK 73089-8362

Mortgage

Document Number	0000014869
Date	Jul 27, 2018
Instrument	2018-014869

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000014869
Date	Jul 27, 2018
Book Page	5460/097
Instrument	2018-014869

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73132

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1109 N Sara Rd was $2,322 with a homeowner's exemption.

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Municipality	Tuttle City
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,731 (+3%) Land $3,695 Building $20,036	$215,736 (+3%) Land $33,587 Building $182,149
2025	$2,322.00	$23,040 (+3%) Land $3,494 Building $19,546	$209,454 Land $31,763 Building $177,691
2024	$2,322.00 (+3.2%)	$22,369 (+3%) Land $3,392 Building $18,977
2023	$2,250.00 (+1.99%) Homeowner's exemption	$21,717 (+3%) Land $3,733 Building $17,984	$227,946 (+18.92%) Land $39,185 Building $188,761
2022	$2,206.00 Homeowner's exemption	$21,085 Land $3,837 Building $17,248	$191,683 Land $34,885 Building $156,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 N Sara Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 N Sara Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUTTLE serves 4,500 people · EPA ID OK2002608
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tuttle Development Authority Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

1109 N Sara Rd, Tuttle, OK 73089 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Sara Rd

Nearby Streets

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