1109 N Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 1109 N Main St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1965
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Apr 2019)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2019 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204300A000`

Property Details

APN / Parcel Number

Primary APN	`204300A000`
Alternative APN	`2-050A-4510-00-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,176 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	165 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	204300A000
Street Address	1109 N MAIN ST
City	O FALLON
State	MO
Zip	63366-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FLAIR FOREST #1 LOT 10
Legal Subdivision	FLAIR FOREST #1
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4009
Census Tract	311802

Owner

1109 N Main St is owned by two individuals who bought it in April 2019.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1604 SILVER HILLS CT, WENTZVILLE, MO 63385-4936
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage DAS ACQUISITION
Apr 8, 2019	Grant Deed, Transfer · Line of Credit COMMUNITY ST BK/MO
Dec 4, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Nov 20, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Dec 4, 2018
Deed Document Number	2019156270
Deed Book / Page	7056 / 1138
Prior Transfer Date	Jun 12, 2012
Prior Transfer Doc	0057960831
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1109 N MAIN ST, O FALLON, MO 63366-1217
Document Number	0071900862
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 SILVER HILLS CT WENTZVILLE MO 633854936, WENTZVILLE, MO 63385-4936

Mortgage

Document Number	0071900862
Date	Nov 27, 2019
Book Page	007190/000862
Instrument	684380

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 8, 2019
Property Address	1109 N MAIN ST, O FALLON, MO 63366-1217
Document Number	0070561138
Book / Page	007056 / 001138
Instrument Date	Apr 4, 2019
Instrument	156270
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 CUIVRE RIDGE DR TROY MO 633796318, TROY, MO 63379-6318

Mortgage

Document Number	70561140
Date	Apr 8, 2019
Book Page	007056/001140
Instrument	156280

Lender

Name	COMMUNITY ST BK/MO
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 4, 2018
Property Address	1109 N MAIN ST, O FALLON, MO 63366-1217
Document Number	0070100376
Book / Page	007010 / 000376
Instrument Date	Nov 30, 2018
Instrument	677330
Transaction Type	Foreclosure
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 20, 2018
Property Address	1109 N MAIN ST, O FALLON, MO 63366-1217
Document Number	0070050862
Book / Page	007005 / 000862
Instrument Date	Nov 13, 2018
Instrument	655780
Transaction Type	Foreclosure
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

The 2025 property tax bill for 1109 N Main St was $2,592, up 3.1% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (+3.06%)	$40,123	$211,172 Land $50,000 Building $161,172
2024	$2,515.00
2023		$37,794
2022			$198,918 Land $40,000 Building $158,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1109 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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