1109 N Main St, Clark Fork, ID 83811 Property Records

Bonner County property record for 1109 N Main St, Clark Fork, ID 83811

Property Summary

Property Type	Mobile Home
Details	2,911 sqft · built 2021
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on File
Tax Bill	$434 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`RPC24030000020A`

Property Details

APN / Parcel Number

Primary APN	`RPC24030000020A`

Interior

Building Area	2,911 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,003 sqft (0.574 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Cabin	364 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 N MAIN ST
City	CLARK FORK
State	ID
Zip	83811-4401
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	35-56N-2E PONACK'S ADD TO C F PARCEL 2 2021 GOLDENWEST 41 X 71 RP
Legal Range	02E
Legal Township	56N
Legal Section	35
Legal Subdivision	PONACK'S ADD
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	1
Census Block	1016
Census Tract	950100

Owner

1109 N Main St, a mobile home, is owned and occupied by two individuals who acquired it in November 2020.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 N MAIN ST, CLARK FORK, ID 83811-4401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON CREDIT UNION
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage POTLATCH NO 1 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020
Deed Sale	Nov 5, 2020
Prior Sale	Oct 18, 2019
Deed Document Number	2020969467
Prior Transfer Date	Jan 23, 2007
Prior Transfer Doc	0000722588
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jul 28, 2026
Property Address	1109 N MAIN ST, CLARK FORK, ID 83811-4401
Document Number	0001065111
Instrument Date	Jul 22, 2026
Instrument	20261065111
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 N MAIN ST, CLARK FORK, ID 83811-4401

Mortgage

Document Number	0001065111,
Date	Jul 28, 2026
Instrument	20261065111

Lender

Name	HORIZON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1109 N MAIN ST, CLARK FORK, ID 83811-4401
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000983026
Date	May 17, 2021
Instrument	983026

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1109 N Main St was $434 with a homeowner's exemption, up 60.1% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Clark Fork City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$434.00 (+60.15%) Homeowner's exemption	$531,440 (+9.41%) Land $119,140 Building $412,300	$531,440 (+9.41%) Land $119,140 Building $412,300
2025	$271.00 Homeowner's exemption	$485,748 Land $119,140 Building $366,608	$485,748 Land $119,140 Building $366,608
2023	$1,100.00 Homeowner's exemption	$510,563 Land $119,140 Building $391,423	$510,563 Land $119,140 Building $391,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 N Main St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 N Main St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLARK FORK serves 730 people · EPA ID ID1090018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kaniksu Internet Fiber · Fixed Wireless	2,500 / 2,500

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on N Main St

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