1109 N Frances St, Terrell, TX 75160 Property Records

Kaufman County property record for 1109 N Frances St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,356 sqft · built 1970
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,300 (Jul 2019)
Tax Bill	$4,137 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S3720305200`

Property Details

APN / Parcel Number

Primary APN	`S3720305200`
Alternative APNs	`00.3720.0530.0002.00.06.06` `R41274` `41274`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,620 sqft
2nd Floor Area	736 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,400 sqft (0.262 acres)
Lot Depth	114 ft Depth
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1109 N FRANCES ST
City	TERRELL
State	TX
Zip	75160-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRELL REV BLOCK 530 LOT 2A
Legal Subdivision	TERRELL REVISED
Legal Block	530
Legal Lot Number	2A
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1035
Census Tract	50402

Owner

Source: Kaufman County records, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 N FRANCES ST, TERRELL, TX 75160-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 8, 2019	Warranty Deed, Transfer MICHAEL S LONCAR
Jan 12, 2018	Quit Claim Deed, Transfer RANGER TITLE COMPANY
Apr 21, 2017	Warranty Deed, Transfer RANGER TITLE COMPANY, RANGER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Apr 21, 2017
Deed Document Number	201915719
Deed Book / Page	6064 / 461
Prior Transfer Date	Jan 11, 2018
Prior Transfer Doc	0055600336
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1109 N FRANCES ST, TERRELL, TX 75160-1703
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073000531
Date	Nov 2, 2021
Book Page	7300/531
Instrument	2021-0045064

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jul 8, 2019
Property Address	1109 N FRANCES ST, TERRELL, TX 75160-1703
Document Number	0060640461
Book / Page	006064 / 000461
Instrument Date	Jul 2, 2019
Instrument	15719
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 N FRANCES ST TERRELL TX 751601703, TERRELL, TX 75160-1703

Mortgage

Document Number	60640465
Date	Jul 8, 2019
Book Page	006064/000465
Instrument	15720

Lender

Name	MICHAEL S LONCAR
Address	PO BOX 5542, MABANK, TX 75147-5011
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 7, 2022

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jan 12, 2018
Property Address	1109 N FRANCES ST, TERRELL, TX 75160-1703
Document Number	0055600336
Book / Page	005560 / 000336
Instrument Date	Jan 11, 2018
Instrument	931
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	RANGER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 N FRANCES ST TERRELL TX 751601703, TERRELL, TX 75160-1703

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Apr 21, 2017
Property Address	1109 N FRANCES ST, TERRELL, TX 75160-1703
Document Number	0053200205
Book / Page	005320 / 000205
Instrument Date	Apr 20, 2017
Instrument	8648
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5542 MABANK TX 751475011, MABANK, TX 75147-5011

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,034 (-8.48%) Land $63,612 Building $178,422	$242,034 (-8.48%) Land $63,612 Building $178,422
2024	$4,137.00 (+7.09%)
2023	$3,863.00 (-13.77%) Homeowner's exemption	$264,448 Land $48,450 Building $215,998	$264,448 Land $48,450 Building $215,998
2022	$4,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink.

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