Flagler County property record for 1109 N Central Ave, Flagler Beach, FL 32136 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,393 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $57,000 (1995) |
| Tax Bill | $2,500.00 (2025) |
| Primary APN | 01-12-31-1100-00120-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,393 sqft Heated Area |
| Gross Area | 1,599 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood Shingle Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Width | 55 ft Width |
| Cooling System | Window A/C Cooling |
|---|
| Street Address | 1109 N CENTRAL AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3142 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FARLEY SUBD LOTS 1 & 5 A/D/A COCHRAN PLACE LOT 1 BLOCK 12 & MODEL LAND S 55' LOT 2 OR 115 PG 317 OR 241 PG 184 OR 541 PG 145 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 01 |
| Legal Subdivision | FARLEY SUB |
| Legal Block | 12 |
| Legal Lot Number | 1,2,5 5 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | FLAGLER BEACH |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 60302 |
Source: Flagler County records · APN 01-12-31-1100-00120-0010
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3142 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 1995 · Amount on Record |
| Deed Sale | Sep 01, 1995 · Amount on Record |
| Deed Doc Number | 0000541145 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1109 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3142 |
| Document Number | 0022380582 |
| Book / Page | 002238 / 000582 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1109 N CENTRAL AVE FLAGLER BEACH FL 321363142, FLAGLER BEACH, FL 32136-3142 |
| Document Number | 0022380582 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 002238/000582 |
| Instrument | 37609 |
| Name | OWS REMIC TRUST 2015-1 (CT) |
|---|---|
| Address | HOUSTON, TX 77042 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500.00 (+6.7%) Homeowner's exemption | $171,696 (+5.99%) | $332,304 (+36.66%) Land $243,500 Building $88,804 |
| 2023 | $2,343.00 (+3.22%) Homeowner's exemption | $161,998 (+3%) | $243,170 (+1.43%) Land $162,000 Building $81,170 |
| 2022 | $2,270.00 Homeowner's exemption | $157,280 | $239,752 Land $162,000 Building $77,752 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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