1109 N 1st St, Dekalb, IL 60115 Property Records

DeKalb County property record for 1109 N 1st St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.304 acres (13,245 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Oct 2020)
Tax Bill$5,241 (2024)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-14-305-012

Property Details

APN / Parcel Number

Primary APN08-14-305-012

Exterior

Lot Area13,245 sqft (0.304 acres)

Location & Zoning

Account Number0814305012
Street Address1109 N 1ST ST
CityDEKALB
StateIL
Zip60115-1947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST SUB - 16TH ADDITION - LOT 553
Legal SubdivisionHILLCREST SUB - 16TH ADDITION
Legal Lot Number553
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group2
Census Block2030
Census Tract900

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1323 CROWN ST, MONTGOMERY, IL 60538-1847
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Deed Document Number202011339
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1109 N 1ST ST, DEKALB, IL 60115-1947
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009549
DateOct 4, 2022
Instrument2022009549
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,044 (+25.6%) Land $11,868 Building $60,176$216,132 (+25.6%) Land $35,604 Building $180,528
2024$5,241.00
2023$57,361 Land $9,449 Building $47,912$172,083 Land $28,347 Building $143,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1983–2007)
Claims Outside the SFHA6 of 10
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: DNA Communications.

Nearby Properties on N 1st St

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