1109 Mount Hermon Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 1109 Mount Hermon Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,392 sqft · built 1991
Lot Size	10.3 acres (452,414 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,661 (2026)
Deeds & Mortgages	Nov 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`707-70-12-44-100-000`

Property Details

APN / Parcel Number

Primary APN	`707-70-12-44-100-000`
Alternative APN	`261414002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,392 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	452,414 sqft (10.3 acres)
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	261414002
Street Address	1109 MT HERMON RD
City	MIDLOTHIAN
State	VA
Zip	23112-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	S/L MT HERMON RD PARCEL A
Legal Subdivision	S/L MT HERMON RD PARCEL A
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2007
Census Tract	100938

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 MT HERMON RD, MIDLOTHIAN, VA 23112-5603
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000002153
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1109 MT HERMON RD, MIDLOTHIAN, VA 23112-5603
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014423-222
Date	Nov 21, 2023
Book Page	14423/222
Instrument	2023035200

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,661.00	$408,600 (-) Land $154,000 Building $254,600	$408,600 (-) Land $154,000 Building $254,600
2025	$3,661.00 (+11.96%)	$408,600 (+14.58%) Land $154,000 Building $254,600	$408,600 (+14.58%) Land $154,000 Building $254,600
2023	$3,270.00	$356,600 Land $149,000 Building $207,600	$356,600 Land $149,000 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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