1109 Morgan St, Normal, IL 61761 Property Records

McLean County property record for 1109 Morgan St, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,318 sqft · built 1958
Lot Size	0.172 acres (7,410 sqft)
Owner	2 Individual Names on File
Last Sale	$124,500 (Sep 2007)
Tax Bill	$4,059 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-483-002`

Property Details

APN / Parcel Number

Primary APN	`14-29-483-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	794 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,410 sqft (0.172 acres)
Lot Dimensions	130 ft deep x 57 ft wide
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1109 MORGAN ST
City	NORMAL
State	IL
Zip	61761-3371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIK LIVINGSTON SUB LOT 16 CAMPBELLS SUB LOT 10
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	MAIK LIVINGSTON SUB
Legal Lot Number	16,10
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2019
Census Tract	301

Owner

Source: McLean County records · APN 14-29-483-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1109 MORGAN ST, NORMAL, IL 61761-3371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Oct 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Sep 15, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2007 · Amount on Record
Deed Sale	Sep 06, 2007 · Amount on Record
Deed Document Number	200724702
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1109 MORGAN ST, NORMAL, IL 61761-3371
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500015381
Date	Oct 28, 2025
Instrument	2025-00015381

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 03, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1109 MORGAN ST, NORMAL, IL 61761-3371
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500014834
Date	Oct 16, 2025
Instrument	2025-00014834

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 03, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1109 MORGAN ST, NORMAL, IL 61761-3371
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700016856
Date	Sep 15, 2017
Instrument	2017-00016856

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,113 (+21.89%) Land $11,521 Building $49,592	$183,339 (+21.89%) Land $34,563 Building $148,776
2024	$4,059.00 (+7.47%)
2023	$3,777.00 (+7%)	$50,139 (+10.69%) Land $9,452 Building $40,687	$150,417 (+10.69%) Land $28,356 Building $122,061
2022	$3,530.00	$45,297 Land $8,539 Building $36,758	$135,891 Land $25,617 Building $110,274

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Pavlov Media, Frontier, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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