1109 Main St, Sumner, WA 98390 Property Records

Pierce County property record for 1109 Main St, Sumner, WA 98390

Property Summary

Property Type	Commercial
Details	2,700 sqft · built 1921
Lot Size	0.129 acres (5,626 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Sep 2020)
Tax Bill	$9,783 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`798500-0-260`

Property Details

APN / Parcel Number

Primary APN	`798500-0-260`

Interior

Stories	2 Stories
Building Area	2,700 sqft Gross Area
Basement Area	2,700 sqft
Finished Basement	2,700 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1989
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	5,626 sqft (0.129 acres)
Lot Width	48 ft Width
Storage Building	2,900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Sewer	Connected

Location & Zoning

Street Address	1109 MAIN ST
City	SUMNER
State	WA
Zip	98390-1414
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CBD
Legal Description	SECTION 24 TOWNSHIP 20 RANGE 04 QUARTER 31 SUMNER (ADDITION): SUMNER (ADDITION) E 48.5 FT & PARTY WALL OF L 26 TR A
Legal Range	04
Legal Township	20
Legal Section	24
Legal Subdivision	SUMNER (ADDITION)
Legal Tract	A
Legal Lot Number	26
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	4
Census Block	4010
Census Tract	73301

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1109 MAIN ST, SUMNER, WA 98390-1414
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jun 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage KARL E C & BARBARA L KECK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2020281635
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1109 MAIN ST, SUMNER, WA 98390-1414
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 MAIN ST, SUMNER, WA 98390-1414

Mortgage

Document Number	0011250304
Date	Nov 25, 2025
Instrument	202511250304

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1109 MAIN ST, SUMNER, WA 98390-1414
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 MAIN ST, SUMNER, WA 98390-1414

Mortgage

Document Number	0006251250
Date	Jun 25, 2021
Instrument	202106251250

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 28, 2020
Property Address	1109 MAIN ST, SUMNER, WA 98390-1414
Document Number	2009281635
Instrument Date	Sep 25, 2020
Instrument	202009281635
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 MAIN ST SUMNER WA 983901412, SUMNER, WA 98390-1412

Mortgage

Document Number	2009281636
Date	Sep 28, 2020
Instrument	202009281636

Lender

Name	KARL E C & BARBARA L KECK
Address	816 KINCAID AVE, SUMNER, WA 98390-1449
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$919,600 (+1%) Land $312,000 Building $607,600	$919,600 (+1%) Land $312,000 Building $607,600
2025	$9,783.00 (+57.56%)	$836,000 (+39.26%) Land $312,000 Building $524,000	$836,000 (+39.26%) Land $312,000 Building $524,000
2024	$6,209.00 (+7.81%)	$600,300 (+4.98%) Land $235,500 Building $364,800	$600,300 (+4.98%) Land $235,500 Building $364,800
2023	$5,759.00	$571,800 Land $235,500 Building $336,300	$571,800 Land $235,500 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures