1109 Main St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1109 Main St, Saint Joseph, MI 49085

Property Summary

Property Type	Office Building
Details	built 1956
Lot Size	0.04 acres (1,747 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jun 2021)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-7002-0003-00-2`

Property Details

APN / Parcel Number

Primary APN	`76-7002-0003-00-2`
Alternative APN	`11-76-7002-0003-00-2`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	1,747 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 MAIN ST
City	SAINT JOSEPH
State	MI
Zip	49085-1509
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C
Legal Description	UNIT 3 SAINT JOSEPH TOWN CENTER REPLAT NO 2 LIBER 44 PAGE 61
Legal Subdivision	SAINT JOSEEPH TOWN CENTER
Legal Unit	3
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1042
Census Tract	802

Owner

1109 Main St, a commercial property, is owned by an individual who bought it in June 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 MAIN ST, SAINT JOSEPH, MI 49085-1509
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Sep 5, 1995
Deed Book / Page	3332 / 1832
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 18, 2021
Property Address	1109 MAIN ST, SAINT JOSEPH, MI 49085-1509
Document Number	03332/1832
Book / Page	3332 / 1832
Map Reference	LB 44 PG 1
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 MAIN ST, SAINT JOSEPH, MI 49085-1509

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Main St was $3,195.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,600	$97,200
2025	$3,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1109 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20