Garden County property record for 1109 Main St, Oshkosh, NE 69154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1985 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $867 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 2493-00-0-10030-002-0015 |
| Primary APN | 2493-00-0-10030-002-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 50 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1109 MAIN ST |
|---|---|
| City | OSHKOSH |
| State | NE |
| Zip | 69154-6064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 7-8-9 BLK 2 BOTT-HART ADD OSHKOSH |
| Legal Block | 2 |
| Legal Lot Number | 7-8-9 |
| Jurisdiction | GARDEN NE |
| Township / Civil Division | LOST CREEK |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 952100 |
Source: Garden County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 15, OSHKOSH, NE 69154-0015 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Garden County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Garden County |
| Municipality | Oshkosh City |
| Unified School District | Garden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,418 (+17.51%) Land $9,744 Building $84,674 | $94,418 (+17.51%) Land $9,744 Building $84,674 | |
| 2025 | $867.00 (-5.45%) | $80,349 (+9.6%) Land $9,744 Building $70,605 | $80,349 (+9.6%) Land $9,744 Building $70,605 |
| 2023 | $917.00 | $73,310 Land $4,205 Building $69,105 | $73,310 Land $4,205 Building $69,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OSHKOSH serves 809 people · EPA ID NE3106901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2019 Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fiber · Fixed Wireless | 2,000 / 2,000 |
| Windbreak Cable Cable | 1,024 / 30 |
| Nextlink Fixed Wireless | 500 / 100 |
5G (outdoors only) and 4G LTE
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