1109 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1109 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,452 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$316,000 (Jun 2016)
Tax Bill	$929 (2024)
Deeds & Mortgages	Jul 2022 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-469-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-469-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,452 sqft Living Area
1st Floor Area	1,485 sqft
Basement Area	967 sqft
Finished Basement	967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Area	567 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1109 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 77 PH 6 TARIN WOODS
Legal Subdivision	TARIN WOODS SUBDIVISION
Legal Phase	6
Legal Block	3
Legal Lot Number	77
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1004
Census Tract	12109

Owner

1109 Lt Congleton Rd is owned and occupied by an individual who acquired it in July 2022.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1109 LT CONGLETON RD, WILMINGTON, NC 28409-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Gift Deed, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2016 · Amount on File
Deed Sale	Jun 8, 2016 · Amount on File
Prior Sale	Oct 7, 2015 · Amount on File
Deed Document Number	201617463
Deed Book / Page	5976 / 1054
Last Transfer Date	Jul 1, 2022
Transfer Doc	0000024845
Record Updated	Oct 29, 2026

July 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 5, 2022
Property Address	1109 LT CONGLETON RD, WILMINGTON, NC 28409-4542
Document Number	00657701947
Book / Page	6577 / 1947
Map Reference	MB 67 PG 233-235
Instrument Date	Jul 1, 2022
Instrument	2022024845
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 LT CONGLETON RD, 1325, WILMINGTON, NC 28409-0150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1325 LT CONGLETON RD, WILMINGTON, NC 28409-0150

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1109 LT CONGLETON RD, WILMINGTON, NC 28409-4542
Document Number	0063240944
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LT CONGLETON RD WILMINGTON NC 284094542, WILMINGTON, NC 28409-4542

Mortgage

Document Number	0063240944
Date	Jun 23, 2020
Book Page	006324/000944
Instrument	23250

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 23, 2020
Property Address	1109 LT CONGLETON RD, WILMINGTON, NC 28409-4542
Document Number	0063240940
Book / Page	006324 / 000940
Instrument Date	Jun 16, 2020
Instrument	23249
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LT CONGLETON RD WILMINGTON NC 284094542, WILMINGTON, NC 28409-4542

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,600 (-) Land $128,600 Building $424,000	$552,600 (-) Land $128,600 Building $424,000
2025		$552,600 Land $128,600 Building $424,000	$552,600 Land $128,600 Building $424,000
2024	$929.00 (+0.22%)
2023	$927.00 (+6.43%)	$346,000 Land $83,600 Building $262,400	$346,000 Land $83,600 Building $262,400
2022	$871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Lt Congleton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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