1109 Lotus St, Hampton, VA 23663 Property Records

Hampton City property record for 1109 Lotus St, Hampton, VA 23663

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,634 sqft · built 1941
Lot Size	1.34 acres (58,647 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Nov 2024)
Tax Bill	$9,234 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan
APN	`12R076 00 00000PCC`

Property Details

APN / Parcel Number

Primary APN	`12R076 00 00000PCC`
Alternative APN	`12005605`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,634 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Slate
Lot Area	58,647 sqft (1.34 acres)
Lot Dimensions	339 ft deep x 173 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,680 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	254 sqft
Deck Area	841 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	12005605
Street Address	1109 LOTUS ST
City	HAMPTON
State	VA
Zip	23663-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5 R-13 ONE
Legal Description	PART OF ROSEVALE LPCC. 1.60AC
Legal Subdivision	ROSELAND
Jurisdiction	HAMPTON CITY VA
Township / Civil Division	HAMPTON
Census Block Group	3
Census Block	3004
Census Tract	11200

Owner

1109 Lotus St is owned and occupied by two individuals who bought it in November 2024.

Source: Hampton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 LOTUS ST, HAMPTON, VA 23663-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Deed Document Number	202412775
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPTON CITY VA
Property Address	1109 LOTUS ST, HAMPTON, VA 23663-1505
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LOTUS ST, HAMPTON, VA 23663-1505

Mortgage

Document Number	0250016571
Date	Dec 29, 2025
Instrument	250016571

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	379 Months
Due	Jul 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Lotus St was $9,234.

Source: Hampton City assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Hampton City
Unified School District	Hampton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,600 (+1.14%) Land $430,000 Building $375,600	$805,600 (+1.14%) Land $430,000 Building $375,600
2025	$9,234.00	$796,500 Land $430,000 Building $366,500	$796,500 Land $430,000 Building $366,500
2023	$9,381.00 (+1.18%)	$796,500 Land $430,000 Building $366,500	$796,500 Land $430,000 Building $366,500
2022	$9,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1109 Lotus St; there have been 118 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 12 condo units
Nearby Flood Claims	118 (1978–2025)
Claims Outside the SFHA	12 of 118
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 26 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1109 Lotus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880