1109 Larry St, Glencoe (Gadsden), AL 35905 Property Records

Etowah County property record for 1109 Larry St, Glencoe, AL 35905

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,189 sqft · built 1963
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Sep 2019)
Tax Bill	$371 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-20-2-000-103.000`

Property Details

APN / Parcel Number

Primary APN	`14-04-20-2-000-103.000`
Alternative APNs	`240948` `26809`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	240948
Street Address	1109 LARRY ST
City	GADSDEN
State	AL
Zip	35905-1191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - BEG AT PT ON W SIDE LARRY ST WHICH IS 100 S FROM S LINE SE1/4 TH CONT N ALONG W SIDE SAID ROW 100 TH W 240 S TH S 100 S TH E 220 S TO W SIDE LARRY ST ALSO POB PT SE1/4 NW1/4 20-12-7 1091-187,1595-207,1833-296,D-2010-3343080,D-2019-349
Legal Range	7E
Legal Township	12S
Legal Section	20
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3007
Census Tract	10505

Owner

1109 Larry St is owned and occupied by two individuals who bought it in September 2019.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 LARRY ST, GADSDEN, AL 35905-1191
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Deed Document Number	20193490069
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Sep 5, 2019
Property Address	1109 LARRY ST, GLENCOE, AL 35905-1191
Document Number	0003490069
Instrument Date	Aug 12, 2019
Instrument	3490069
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LARRY ST, GADSDEN, AL 35905-1191
Investor	Possibly a Property Investor

Mortgage

Document Number	0003490070
Date	Sep 5, 2019
Instrument	3490070

Lender

Name	BBVA USA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1109 Larry St was $371 with a homeowner's exemption, down 7.7% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Glencoe City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$371.00 (-7.71%) Homeowner's exemption
2025	$402.00 Homeowner's exemption	$11,020 Land $1,640 Building $9,380	$110,100 Land $16,400 Building $93,700
2023	$401.00 (+13.28%) Homeowner's exemption	$10,970 (+11.6%) Land $1,640 Building $9,330	$109,700 (+11.6%) Land $16,400 Building $93,300
2022	$354.00 Homeowner's exemption	$9,830 Land $1,640 Building $8,190	$98,300 Land $16,400 Building $81,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 Larry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Larry St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20