1109 Lapeer Rd, Flint, MI 48503 Property Records

Genesee County property record for 1109 Lapeer Rd, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,720 sqft · built 1925
Lot Size	0.106 acres (4,617 sqft)
Owner	Company Name on File
Last Sale	$5,000 (Jul 2016)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-18-276-003`

Property Details

APN / Parcel Number

Primary APN	`41-18-276-003`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 LAPEER RD
City	FLINT
State	MI
Zip	48503-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	FAIRFIELD SUBDIVISION OF LOTS 7 AND 8 AND PART OF LOTS 2,4 AND 6 OF MCNEIL'S OUTLOTS AND OF THE WEST PART OF LOTS 6,7,8,9,10
Legal Subdivision	FAIRFIELD SUBDIVISION
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2013
Census Tract	2900

Owner

1109 Lapeer Rd is owned by a company that acquired it in November 2024 and is owner-occupied.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	6273 DAVISON RD, BURTON, MI 48509-1608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Sep 3, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan ELGA CREDIT UNION
Nov 12, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION
Dec 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2016 · Amount on File
Deed Sale	Jul 27, 2016 · Amount on File
Deed Document Number	201655682
Last Transfer Date	Nov 5, 2024
Transfer Doc	0000057097
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1109 LAPEER RD, FLINT, MI 48503-2723
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010556
Date	Sep 8, 2025
Instrument	202509080010556

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 3, 2025
Property Address	1109 LAPEER RD, FLINT, MI 48503-2723
Document Number	0000009231
Map Reference	LB 1 PG 42
Instrument Date	Aug 21, 2025
Instrument	202509030009231
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6273 DAVISON RD, BURTON, MI 48509-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6273 DAVISON RD, BURTON, MI 48509-1608

Mortgage

Document Number	0000009232
Date	Sep 3, 2025
Instrument	202509030009232

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Nov 12, 2024
Property Address	1109 LAPEER RD, FLINT, MI 48503-2723
Document Number	0000057097
Instrument Date	Nov 5, 2024
Instrument	202411120057097
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	MICHIGAN TRUST TITLE, MICHIGAN TRUSTED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LAPEER RD, FLINT, MI 48503-2723

Mortgage

Document Number	0000057098
Date	Nov 12, 2024
Instrument	202411120057098

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2034

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 13, 2018
Property Address	1109 LAPEER RD, FLINT, MI 48503-2723
Document Number	0000102651
Instrument Date	Dec 12, 2018
Instrument	102651
Transaction Type	Transfer
Record Updated	Jan 4, 2019

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LAPEER RD FLINT MI 485032723, FLINT, MI 48503-2723

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Lapeer Rd was $1,040 with a homeowner's exemption, up 1.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,300 (+8%)	$102,600 (+8%)
2025	$1,040.00 (+1.66%) Homeowner's exemption	$47,500	$95,000
2024	$1,023.00
2023		$26,900	$53,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Lapeer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Lapeer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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