1109 Lake St, Millbrae, CA 94030 Property Records

San Mateo County property record for 1109 Lake St, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,870 sqft · built 1958
Lot Size	0.31 acres (13,505 sqft)
Owner	2 Company Names on Record
Last Sale	$1,380,000 (Oct 2012)
Tax Bill	$20,973 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-041-040`

Property Details

APN / Parcel Number

Primary APN	`025-041-040`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	2,870 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,850 sqft
Basement Area	1,250 sqft
Finished Basement	650 sqft
Unfinished Basement	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	13,505 sqft (0.31 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1109 LAKE ST
City	MILLBRAE
State	CA
Zip	94030-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 2 BLOCK 24 MILLS ESTATE NO 12 RSM 45/48 49 CITY OF MILLBRAE
Legal Subdivision	MILLS ESTATE NO 1
Legal Block	24
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1013
Census Tract	604900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1109 LAKE ST, MILLBRAE, CA 94030-2923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Feb 7, 2022	Correction Deed FIDELITY NATIONAL TITLE CO
May 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2012 · Amount on Record
Deed Sale	Oct 17, 2012 · Amount on Record
Prior Sale	Dec 3, 1999 · Amount on Record
Deed Document Number	2012151711
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000011073
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1109 LAKE ST, MILLBRAE, CA 94030-2923
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 LAKE ST, MILLBRAE, CA 94030-2923

Mortgage

Document Number	0000114249
Date	Oct 21, 2020
Instrument	2020-114249

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 7, 2022
Property Address	1109 LAKE ST, MILLBRAE, CA 94030-2923
Document Number	0000011073
Map Reference	MB 45 PG 48&49
Instrument Date	Jan 31, 2022
Instrument	2022-011073
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1109 LAKE ST, MILLBRAE, CA 94030-2923

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 11, 2021
Property Address	1109 LAKE ST, MILLBRAE, CA 94030-2923
Document Number	0000074217
Map Reference	MB 45 PG 48&49
Instrument Date	May 7, 2021
Instrument	2021-074217
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1109 LAKE ST, MILLBRAE, CA 94030-2923

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,733,344 (+2%) Land $866,672 Building $866,672
2025	$20,973.00 (+6.64%) Homeowner's exemption	$1,699,358 (+4.04%) Land $849,679 Building $849,679
2023	$19,668.00 (+9.01%) Homeowner's exemption	$1,633,372 Land $816,686 Building $816,686	$2,527,200
2022	$18,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Lake St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures