Garrett County property record for 1109 Hutton Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,754 sqft · built 2001 |
| Lot Size | 7.23 acres (314,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,093 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-034676 |
| Primary APN | 14-034676 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,754 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 314,939 sqft (7.23 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 306 sqft |
| Deck Area | 357 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 034676 |
|---|---|
| Street Address | 1109 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.23 AC N/S HUTTON RD HUTTON |
| Legal Subdivision | CHARLES E DILLEY SURV |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 602 |
1109 Hutton Rd is owned and occupied by two individuals who acquired it in June 2000.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 HUTTON RD, OAKLAND, MD 21550-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2000 |
| Deed Sale | Jun 29, 2000 |
| Deed Document Number | 2000839 |
| Deed Book / Page | 808 / 313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1109 HUTTON RD, OAKLAND, MD 21550-5215 |
| Document Number | 0021920474 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1109 HUTTON RD OAKLAND MD 215505215, OAKLAND, MD 21550-5215 |
| Document Number | 0021920474 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 002192/000474 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 10, 2040 |
The 2026 property tax bill for 1109 Hutton Rd was $2,093 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,093.00 Homeowner's exemption | $203,333 | $214,000 Land $39,300 Building $174,700 |
| 2023 | $2,010.00 Homeowner's exemption | $173,267 | $198,000 Land $37,300 Building $160,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 Hutton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1109 Hutton Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: Glo Fiber.
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