St. Charles County property record for 1109 Howell St, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,450 sqft · built 1948 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,530 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 076510A000 |
| Primary APN | 076510A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Duplex Single |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 94 ft deep x 76 ft wide |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 076510A000 |
|---|---|
| Street Address | 1109 HOWELL ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2386 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | POWELL TERR ADDN LOT 25 |
| Legal Subdivision | POWELL TERR ADDN |
| Legal Lot Number | 25 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310501 |
1109 Howell St, a duplex, is owned by two individuals who acquired it in May 2014.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 CIRCLE WAY, SAINT PETERS, MO 63376-6603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 8, 2014 |
| Transfer Doc | 0062032499 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1109 Howell St was $1,530, up 7.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,132 (-) | $127,008 (-) Land $45,000 Building $82,008 | |
| 2025 | $1,530.00 (+7.37%) | $24,132 | $127,008 Land $45,000 Building $82,008 |
| 2024 | $1,425.00 | ||
| 2023 | $21,909 | ||
| 2022 | $115,312 Land $45,000 Building $70,312 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 Howell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1109 Howell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon, Wisper ISP.
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