St. Louis County property record for 1109 Highland Pointe Dr, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 7,474 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,475,000 (Aug 2021) |
| Tax Bill | $16,214 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20O-14-0313 |
| Primary APN | 20O-14-0313 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 7,474 sqft Living Area |
| Gross Area | 8,590 sqft |
| 1st Floor Area | 2,250 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 206 ft deep x 166 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
| Patio Area | 121 sqft |
| Poultry House | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1109 HIGHLAND POINTE DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 83SE |
| Legal Description | HIGHLAND POINTE LOT 2 |
| Legal Subdivision | HIGHLAND POINTE |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217701 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1109 HIGHLAND POINTE DR, SAINT LOUIS, MO 63131-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF WHITTIER NA |
| Aug 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF WHITTIER NA |
| Mar 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Jan 10, 2008 |
| Deed Document Number | 202137 |
| Deed Book / Page | 25064 / 260 |
| Prior Transfer Date | Mar 15, 2019 |
| Prior Transfer Doc | 0234420694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1109 HIGHLAND POINTE DR, SAINT LOUIS, MO 63131-1420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0250824536 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 25082/4536 |
| Instrument | 2021083100872 |
| Name | BANK OF WHITTIER NA |
|---|---|
| Type | Bank |
| Address | WHITTIER, CA 90603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 19, 2021 |
| Property Address | 1109 HIGHLAND POINTE DR, SAINT LOUIS, MO 63131-1420 |
| Document Number | 0250640260 |
| Book / Page | 25064 / 260 |
| Map Reference | MB 315 PG 30 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021081900037 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S CENTRAL AVE, 120, CLAYTON, MO 63105-1705 |
| Name | Verified Name |
|---|---|
| Address | 1109 HIGHLAND POINTE DR, SAINT LOUIS, MO 63131-1420 |
| Document Number | 2021081900038 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021081900038 |
| Name | BANK OF WHITTIER NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2036 |
| Document Number | 0250640277 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 25064/277 |
| Instrument | 2021081900039 |
| Name | BANK OF WHITTIER NA |
|---|---|
| Type | Bank |
| Address | WHITTIER, CA 90603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 18, 2019 |
| Property Address | 1109 HIGHLAND POINTE DR, SAINT LOUIS, MO 63131-1420 |
| Document Number | 0234420694 |
| Book / Page | 023442 / 000694 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 127 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 120 S CENTRAL AVE #1420 ST LOUIS MO 631051736, 1420, ST LOUIS, MO 63105-1736 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Town And Country City |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,140 (-) Land $85,500 Building $208,640 | $1,548,100 (-) Land $450,000 Building $1,098,100 | |
| 2025 | $16,214.00 (+2.83%) | $294,140 (+8.52%) Land $85,500 Building $208,640 | $1,548,100 (+8.52%) Land $450,000 Building $1,098,100 |
| 2024 | $15,768.00 (+5.67%) | ||
| 2023 | $14,922.00 | $271,050 Land $76,000 Building $195,050 | $1,426,600 Land $400,000 Building $1,026,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1980–1981) |
| Most Recent Claim | May 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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