1109 Helen St, Monroe, NC 28112 Property Records

Union County property record for 1109 Helen St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,162 sqft · built 1977
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Feb 2019)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-238-076B`

Property Details

APN / Parcel Number

Primary APN	`09-238-076B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,002 sqft (0.551 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 HELEN ST
City	MONROE
State	NC
Zip	28112-6169
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#3 & P/#2 GRIFFITH WAY OPCA105A
Legal Subdivision	GRIFFITH WAY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2010
Census Tract	20502

Owner

1109 Helen St, a rural home, is owned and occupied by an individual who bought it in February 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 HELEN ST, MONROE, NC 28112-6169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY
Sep 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	Sep 20, 2018 · Amount on File
Deed Document Number	20194115
Deed Book / Page	7315 / 728
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	7167754
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 19, 2019
Property Address	1109 HELEN ST, MONROE, NC 28112-6169
Document Number	7315728
Book / Page	007315 / 000728
Instrument Date	Feb 19, 2019
Instrument	4115
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1109 HELEN ST MONROE NC 281126169, MONROE, NC 28112-6169

Mortgage

Document Number	7315840
Date	Feb 19, 2019
Book Page	007315/000840
Instrument	4137

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	7315732,
Date	Feb 19, 2019
Book Page	007315/000732
Instrument	4116

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 20, 2018
Property Address	1109 HELEN ST, MONROE, NC 28112-6169
Document Number	723873
Book / Page	007238 / 000073
Instrument Date	Sep 20, 2018
Instrument	26651
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$227.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD RD #215 GILBERT AZ 852950774, 215, GILBERT, AZ 85295-0774
Investor	Possibly a Property Investor

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jun 1, 2018
Property Address	1109 HELEN ST, MONROE, NC 28112-6169
Document Number	7167754
Book / Page	007167 / 000754
Instrument Date	May 31, 2018
Instrument	14885
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JODIBROOK CT MAULDIN SC 296622744, MAULDIN, SC 29662-2744

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Helen St was $1,790.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,800 (-) Land $52,900 Building $151,900	$204,800 (-) Land $52,900 Building $151,900
2025	$1,790.00	$204,800 Land $52,900 Building $151,900	$204,800 Land $52,900 Building $151,900
2023	$1,319.00	$121,000 Land $14,700 Building $106,300	$121,000 Land $14,700 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Helen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Helen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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