Chesapeake City property record for 1109 Grandy Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1983 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Nov 2015) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Jun 2019 Second Mortgage Jan 2022 Refinance + 2 more |
| APN | 0611006000110 |
| Primary APN | 0611006000110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 141 ft deep x 90 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,214 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1109 GRANDY CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | LOT 11 FENTRESS ECHOS |
| Legal Subdivision | FENTRESS ECHOS / MISC. |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21013 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 945 NUGENT DR, CHESAPEAKE, VA 23322-3740 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Jul 2, 2007 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jan 18, 2005 | Warranty Deed, Construction Loan · Construction Mortgage MORTGAGE CAPITAL INVESTOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on Record |
| Deed Sale | Nov 17, 2015 · Amount on Record |
| Prior Sale | Jan 18, 2005 · Amount on Record |
| Deed Document Number | 201531348 |
| Deed Book / Page | 9582 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1109 GRANDY CT, CHESAPEAKE, VA 23322-8604 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010025/516 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 10025/516 |
| Instrument | 190015443 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 1, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1109 GRANDY CT, CHESAPEAKE, VA 23322-8604 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 10505/1565 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 10505/1565 |
| Instrument | 220000902 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1109 GRANDY CT, CHESAPEAKE, VA 23322-8604 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007143/189 |
|---|---|
| Date | Jul 2, 2007 |
| Book Page | 7143/189 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 18, 2005 |
| Property Address | 1109 GRANDY CT, CHESAPEAKE, VA 23322-8604 |
| Document Number | 005802/488 |
| Book / Page | 5802 / 488 |
| Instrument Date | Dec 8, 2004 |
| Transaction Type | Construction Loan |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005802491 |
|---|---|
| Date | Jan 18, 2005 |
| Instrument | 5802/491 |
| Name | MORTGAGE CAPITAL INVESTOR |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,500 (+10.77%) Land $195,000 Building $180,500 | $375,500 (+10.77%) Land $195,000 Building $180,500 | |
| 2025 | $3,424.00 (+36.91%) | $339,000 (+6.2%) Land $175,000 Building $164,000 | $339,000 (+6.2%) Land $175,000 Building $164,000 |
| 2023 | $319,200 (+8.53%) Land $165,000 Building $154,200 | $319,200 (+8.53%) Land $165,000 Building $154,200 | |
| 2022 | $294,100 Land $150,000 Building $144,100 | $294,100 Land $150,000 Building $144,100 | |
| 2019 | $2,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1999–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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