1109 Gibson Rd, Bryson City, NC 28713 Property Records

Swain County property record for 1109 Gibson Rd, Bryson City, NC 28713

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,872 sqft · built 1997
Lot Size	2.31 acres (101,059 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2022)
Tax Bill	$1,024 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`666203124372`

Property Details

APN / Parcel Number

Primary APN	`666203124372`
Alternative APN	`541643`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,872 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,059 sqft (2.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	541643
Street Address	1109 GIBSON RD
City	BRYSON CITY
State	NC
Zip	28713
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	30-NR-3747-FRED PARTON S/D LT 14
Legal Subdivision	FRED PARTON
Legal Lot Number	14
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2013
Census Tract	960302

Owner

Source: Swain County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7101 DENLEE RD, RALEIGH, NC 27603-5101
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage CU MEMBERS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	1580
Deed Book / Page	509 / 1032
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1109 GIBSON RD, BRYSON CITY, NC 28713
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000482/220
Date	Sep 11, 2020
Book Page	482/220
Instrument	1708

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jul 5, 2022
Property Address	1109 GIBSON RD, BRYSON CITY, NC 28713
Document Number	00509/1032
Book / Page	509 / 1032
Instrument Date	Jun 28, 2022
Instrument	1580
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1527 WILDWOOD PT, LEESVILLE, SC 29070-8547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7101 DENLEE RD, RALEIGH, NC 27603-5101

Mortgage

Document Number	0000001581
Date	Jul 5, 2022
Instrument	1581

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jun 9, 2017
Property Address	1109 GIBSON RD, BRYSON CITY, NC 28713
Document Number	00449/0336
Book / Page	00449 / 0336
Map Reference	MB 266 PG 899
Instrument	00935
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	469 LAKE COMO DR, POMONA PARK, FL 32181-2411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 WILDWOOD PT, LEESVILLE, SC 29070-8547

Mortgage

Document Number	0000000936
Date	Jun 9, 2017
Instrument	00936

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,024.00 Additional exemption filed	$215,020 Land $42,730 Building $172,290	$215,020 Land $42,730 Building $172,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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