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1109 Futurity St, Frederick, MD 21702 Property Records

Frederick County property record for 1109 Futurity St, Frederick, MD 21702 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,076 sqft Total Area
Lot Size5,060 sqft (0.116 acres)
GarageAttached, 480 sqft
OccupancyOwner Occupied
Last Sale$565,000 (2025)
Tax Bill$9,578.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-597790
Alternative APN
  • 597790

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,076 sqft Total Area
Basement Area550 sqft Basement
Finished Basement550 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,060 sqft (0.116 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Deck Area102 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number597790
Street Address1109 FUTURITY ST
CityFREDERICK
StateMD
Zip21702-2358
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 82 PHASE 2 PLAT 5,060 SQ FT KELLERTON
Legal SubdivisionKELLERTON
Legal Phase2
Legal Lot Number82
JurisdictionFREDERICK MD
Minor Civil Division21, TUSCARORA
Census Blockgroup3
Census Block3018
Census Tract751201

Owner

Source: Frederick County records · APN 02-597790

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1109 FUTURITY ST, FREDERICK, MD 21702-2358
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 16, 2025Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ACRISURE MORTGAGE LLC
May 08, 2020Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Jan 29, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleMay 08, 2020 · Amount on Record
Deed Doc Number0017559238
Deed Book / Page17559 / 238
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1109 FUTURITY ST, FREDERICK, MD 21702-2358
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148250150
DateApr 29, 2021
Book Page14825/150
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 01, 2051

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 16, 2025
Property Address1109 FUTURITY ST, FREDERICK, MD 21702-2358
Document Number0175590238
Book / Page17559 / 238
Map ReferenceMB 101 PG 89&90
Instrument DateOct 07, 2025
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,412.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1109 FUTURITY ST, FREDERICK, MD 21702-2358

Mortgage

Document Number0017559246
DateOct 16, 2025
Instrument17559/246
Lender
NameACRISURE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 08, 2020
Property Address1109 FUTURITY ST, FREDERICK, MD 21702-2358
Document Number0137210209
Book / Page13721 / 209
Map ReferenceMB 101 PG 89&90
Instrument DateMay 08, 2020
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,054.21
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1109 FUTURITY ST, FREDERICK, MD 21702-2358

Mortgage

Document Number13721214
DateMay 08, 2020
Instrument13721/214
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJan 29, 2020
Property Address1109 FUTURITY ST, FREDERICK, MD 21702-2358
Document Number0134920334
Book / Page013492 / 000334
Instrument DateJan 24, 2020
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$101.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD FREDERICK MD 217037113, FREDERICK, MD 21703-7113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,578.00 (+22.65%)$519,900 (+21.05%) Land $100,000 Building $419,900$519,900 (-) Land $100,000 Building $419,900
2023$7,809.00$429,500$519,900 Land $100,000 Building $419,900

Flood & Wildfire

1109 Futurity St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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