Hamilton County property record for 1109 Fairview Ave, Chattanooga, TN 37403
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 3,146 sqft · built 1920 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2021) |
| Tax Bill | $2,619 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146I A 012 |
| Primary APN | 146I A 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,146 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000074751 |
|---|---|
| Street Address | 1109 FAIRVIEW AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-3216 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | PT LT 147 PARK PLACE ADDN PB1 PG2 0088 20 08 |
| Legal Subdivision | PARK PLACE |
| Legal Lot Number | 147 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 12400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1109 Fairview Ave, a duplex, is owned by an individual who bought it in July 2021.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6726 HICKORY MANOR CIR, CHATTANOOGA, TN 37421-7005 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Dec 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Jul 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOUNTAIN VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 2021071300095 |
| Deed Book / Page | 12564 / 148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1109 FAIRVIEW AVE, CHATTANOOGA, TN 37403-3216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, FILE JONES TITLE |
| Name | Verified Name |
|---|---|
| Address | 1109 FAIRVIEW AVE, CHATTANOOGA, TN 37403-3216 |
| Document Number | 0000000145 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 13530/938 |
| Instrument | 2024030700145 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 11.6% |
| Index | 12-Month MTA |
| Max Rate | 15.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1109 FAIRVIEW AVE, CHATTANOOGA, TN 37403-3216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | JONES TITLE |
| Name | Verified Name |
|---|---|
| Address | 1109 FAIRVIEW AVE, CHATTANOOGA, TN 37403-3216 |
| Document Number | 0000000171 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 13475/253 |
| Instrument | 2023122000171 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 14% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 13, 2021 |
| Property Address | 1109 FAIRVIEW AVE, CHATTANOOGA, TN 37403-3216 |
| Document Number | 0000000095 |
| Book / Page | 12564 / 148 |
| Map Reference | MB 1 PG 2 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021071300095 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6726 HICKORY MANOR CIR, NASHVILLE, TN 37211 |
| Document Number | 0012564150 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 12564/150 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1109 Fairview Ave was $2,619, up 307.3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,619.00 (+307.31%) | $172,800 (+500.83%) | $432,000 (+500.83%) Land $37,500 Building $394,500 |
| 2024 | $643.00 | $28,760 (-) | $71,900 (-) Land $11,300 Building $60,600 |
| 2023 | $643.00 | $28,760 (-) | $71,900 (-) Land $11,300 Building $60,600 |
| 2022 | $643.00 | $28,760 | $71,900 Land $11,300 Building $60,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1109 Fairview Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1109 Fairview Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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