1109 Essem Dr, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 1109 Essem Dr, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	3,559 sqft · built 2025
Lot Size	0.398 acres (17,341 sqft)
Owner	Individual Name on File
Last Sale	$646,000 (Sep 2025)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068C-F-035.00-000`

Property Details

APN / Parcel Number

Primary APN	`068C-F-035.00-000`
Alternative APNs	`068C F 03500` `R0139860`

Interior

Building Area	3,559 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	17,341 sqft (0.398 acres)
Lot Dimensions	247 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	636 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0139860
Street Address	1109 ESSEM DR
City	MURFREESBORO
State	TN
Zip	37130-2286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE ARBORS AT COMPTON SEC 1
Legal Lot Number	82
Jurisdiction	RUTHERFORD TN
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	41104

Owner

1109 Essem Dr is owned and occupied by an individual who bought it in September 2025.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 ESSEM DR, MURFREESBORO, TN 37130-2286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Aug 29, 2025 · Amount on File
Deed Document Number	20252615272
Deed Book / Page	2576 / 1852
Record Updated	Sep 20, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 29, 2025
Property Address	1109 ESSEM DR, MURFREESBORO, TN 37130-2286
Document Number	0025761852
Book / Page	2576 / 1852
Map Reference	MB 51 PG 50
Instrument Date	Sep 25, 2025
Instrument	2615272
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,390.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 ESSOM DR, MURFREESBORO, TN 37130-2286

Mortgage

Document Number	0025761857
Date	Sep 29, 2025
Book Page	2576/1857
Instrument	2615273

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1109 Essem Dr was $1,999.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,625 Land $22,500 Building $145,125	$670,500 Land $90,000 Building $580,500
2025	$1,999.00
2022			$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1109 Essem Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Essem Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20