1109 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 1109 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1948
Lot Size	0.162 acres (7,074 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2020)
Tax Bill	$3,674 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`7824-21-327-013`

Property Details

APN / Parcel Number

Primary APN	`7824-21-327-013`
Alternative APN	`120/07002-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	1,439 sqft
1st Floor Area	672 sqft
Attic Area	430 sqft
Basement Area	672 sqft
Finished Basement	335 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,074 sqft (0.162 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1109 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 YOUNKER PLACE
Legal Range	24W
Legal Township	78N
Legal Section	21
Legal Subdivision	YOUNKER PLACE
Legal Lot Number	36
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2010
Census Tract	4502

Owner

1109 Elder Ln is owned by an individual who bought it in December 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	AVON PARK, FL 33826
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WAUCHULA STATE BANK
May 29, 2020	Special Warranty Deed, Construction Loan · Construction Mortgage WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Document Number	2020-00071171
Deed Book / Page	18266 / 662
Record Updated	Jun 7, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 22, 2020
Property Address	1109 ELDER LN, DES MOINES, IA 50315-3441
Document Number	0000071171
Book / Page	18266 / 662
Instrument Date	Dec 18, 2020
Instrument	2020-00071171
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 ELDER LN, DES MOINES, IA 50315-3441

Mortgage

Document Number	0000071173
Date	Dec 22, 2020
Instrument	2020-00071173

Lender

Name	WAUCHULA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 29, 2020
Property Address	1109 ELDER LN, DES MOINES, IA 50315-3441
Document Number	201900101708
Book / Page	17857 / 400
Instrument Date	May 5, 2020
Instrument	2019-00101708
Transaction Type	Construction Loan
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.80
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONEE DE LEON BLVD #MS5251MS5251, 4425, MIAMI, FL 33146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E 13TH ST, DES MOINES, IA 50316-2014

Mortgage

Document Number	201900101710
Date	May 29, 2020
Instrument	2019-00101710

Lender

Name	WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,800 Land $26,000 Building $177,800	$203,800 Land $26,000 Building $177,800
2024	$3,674.00
2023		$183,000 Land $23,000 Building $160,000	$183,000 Land $23,000 Building $160,000
2020	$3,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Elder Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 Elder Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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