Montgomery County property record for 1109 Eastern Ave, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,530 sqft · built 1962 |
| Lot Size | 0.256 acres (11,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,000 (Dec 2017) |
| Tax Bill | $4,844 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628229020000 |
| Primary APN | 600628229020000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Basement Area | 1,530 sqft |
| Finished Basement | 820 sqft |
| Unfinished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,152 sqft (0.256 acres) |
| Lot Dimensions | 136 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 1109 EASTERN AVE |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E/2 E/2 NE NE NE N 82' S 162' |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 28 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1109 EASTERN AVE, RED OAK, IA 51566-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK |
| Dec 1, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on Record |
| Deed Sale | Dec 1, 2017 · Amount on Record |
| Deed Document Number | 20171898 |
| Deed Book / Page | 2017 / 1898 |
| Prior Transfer Date | Nov 22, 2017 |
| Prior Transfer Doc | 02017/1898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | May 5, 2026 |
| Property Address | 1109 EASTERN AVE, RED OAK, IA 51566-1701 |
| Document Number | 0000000638 |
| Book / Page | 2026 / 638 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1109 EASTERN AVE, RED OAK, IA 51566-1701 |
| Document Number | 0000000638, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 2026/638 |
| Instrument | 2026638 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1109 EASTERN AVE, RED OAK, IA 51566-1701 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02017/1900 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 2017/1900 |
| Instrument | 2017 1900 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Dec 1, 2017 |
| Property Address | 1109 EASTERN AVE, RED OAK, IA 51566-1701 |
| Document Number | 02017/1898 |
| Book / Page | 2017 / 1898 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 2017 1898 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E REED ST, RED OAK, IA 51566 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 (-1.14%) | $221,780 (+6.19%) Land $17,060 Building $204,720 | $221,780 (+6.19%) Land $17,060 Building $204,720 |
| 2024 | $4,900.00 (+32.94%) | ||
| 2023 | $208,860 Land $12,790 Building $196,070 | $208,860 Land $12,790 Building $196,070 | |
| 2022 | $3,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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