1109 E Witherspoon Dr, Elizabeth, CO 80107 Property Records

Elbert County property record for 1109 E Witherspoon Dr, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,897 sqft · built 2023
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$699,200 (Mar 2024)
Tax Bill	$7,501 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75143-01-265`

Property Details

APN / Parcel Number

Primary APN	`75143-01-265`
Alternative APN	`R121526`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	3,897 sqft Living Area
Basement Area	1,320 sqft
Finished Basement	1,104 sqft

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Material	Other
Lot Area	5,271 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	R121526
Street Address	1109 E WITHERSPOON DR
City	ELIZABETH
State	CO
Zip	80107-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 14 TOWNSHIP: 7 RANGE: 65SUBDIVISION: INDEPENDENCE F1 BLOCK: 5 LOT: 4
Legal Subdivision	INDEPENDENCE F1
Legal Block	5
Legal Lot Number	4
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2001
Census Tract	961206

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1109 E WITHERSPOON DR, ELIZABETH, CO 80107-8848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	633132
Deed Book / Page	842 / 632
Record Updated	Jun 8, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Mar 11, 2024
Property Address	1109 E WITHERSPOON DR, ELIZABETH, CO 80107-8848
Document Number	0008420632
Book / Page	842 / 632
Map Reference	DOC 602209
Instrument Date	Mar 8, 2024
Instrument	633132
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2024
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$69.92
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1109 E WITHERSPOON DR, ELIZABETH, CO 80107-8848

Mortgage

Document Number	0000633133
Date	Mar 11, 2024
Instrument	633133

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,501.00 (+32.15%)	$42,590 (+13.06%) Land $7,190 Building $35,400	$681,400 (+404.74%) Land $115,000 Building $566,400
2023	$5,676.00 (+269.05%)	$37,670 (+291.58%) Land $37,670	$135,000 (+306.96%) Land $135,000
2022	$1,538.00	$9,620 Land $9,620	$33,173 Land $33,173

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WSD private · serves 567 people · EPA ID CO0120384
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maverix Broadband Fiber	10,000 / 10,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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