Harford County property record for 1109 E Wheel Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,789 sqft · built 1990 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Aug 2026) |
| Tax Bill | $6,396 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-188496 |
| Primary APN | 01-188496 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,789 sqft Total Area |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 188496 |
|---|---|
| Street Address | 1109 E WHEEL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-6359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 47 2.52 AC 1109 E WHEEL ROAD TODD LAKES S3 P 69/98 |
| Legal Subdivision | TODD LAKES SEC III |
| Legal Lot Number | 47 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301102 |
1109 E Wheel Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 E WHEEL RD, BEL AIR, MD 21015-6359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Jul 29, 1994 · Amount on File |
| Deed Book / Page | 17231 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 3, 2026 |
| Property Address | 1109 E WHEEL RD, BEL AIR, MD 21015-6359 |
| Document Number | 1723000091 |
| Book / Page | 17231 / 91 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1109 E WHEEL RD, BEL AIR, MD 21015-6359 |
| Document Number | 1723000100, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 17231/100 |
| Name | MERIDIAN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 1109 E Wheel Rd was $6,396 with a homeowner's exemption, up 36.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,396.00 (+36.93%) Homeowner's exemption | $581,400 (+5.5%) Land $212,600 Building $368,800 | $581,400 (-) Land $212,600 Building $368,800 |
| 2025 | $4,671.00 Homeowner's exemption | $551,067 | $581,400 Land $212,600 Building $368,800 |
| 2023 | $490,400 Land $212,600 Building $277,800 | $490,400 Land $212,600 Building $277,800 | |
| 2022 | $5,404.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1109 E Wheel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1109 E Wheel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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