1109 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1109 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Charitable / Fraternal Organization
Details	1,803 sqft · built 1957
Lot Size	0.895 acres (38,999 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Apr 2022)
Deeds & Mortgages	Apr 2022 Sale Mar 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-18-205000-004050`

Property Details

APN / Parcel Number

Primary APN	`24-28-18-205000-004050`
Alternative APNs	`182824205000004050` `82824000`

Interior

Stories	1 Story
Building Area	1,803 sqft Gross Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2004
Lot Area	38,999 sqft (0.895 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	84 sqft
Canopy	336 sqft

Location & Zoning

Street Address	1114 E LEMON ST, 101
City	LAKELAND
State	FL
Zip	33801-5275
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	C2
Legal Description	MORTONS ADD DB Q PG 79 BLK D LOTS 5 & 22
Legal Range	24E
Legal Township	28S
Legal Section	18
Legal Subdivision	MORTONS ADDITION
Legal Block	D
Legal Lot Number	5,22
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3031
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Biltmore-Cumberland Historic District listed 2004 · 201 contributing resources · NRIS 04000565

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 3278, LAKELAND, FL 33802-3278
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 1, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAM CAMPI CORP
Oct 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 5, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 14, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Document Number	202297794
Deed Book / Page	12203 / 1302
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0110190959
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2022
Property Address	1109 E MAIN ST, LAKELAND, FL 33801-5185
Document Number	0000097794
Book / Page	12203 / 1302
Map Reference	MB 8 PG 44
Instrument Date	Apr 6, 2022
Instrument	2022097794
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 W OAK DR, LAKELAND, FL 33803-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PONTOTOC ST, AUBURNDALE, FL 33823-3439

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 1, 2022
Property Address	1109 E MAIN ST, LAKELAND, FL 33801-5185
Document Number	0000054758
Book / Page	12138 / 1141
Map Reference	MB Q PG 79
Instrument Date	Feb 25, 2022
Instrument	2022054758
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 E COLUMBUS DR, TAMPA, FL 33605-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PLUM ST # 15, 15, LAKELAND, FL 33801-1717

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1109 E MAIN ST, LAKELAND, FL 33801-5185
Document Number	0111800454
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 7TH ST BAY SHORE NY 117067640, BAY SHORE, NY 11706-7640

Mortgage

Document Number	0111800454
Date	Mar 18, 2020
Book Page	011180/000454
Instrument	62196

Lender

Name	BAM CAMPI CORP
Address	70 7TH ST, BAY SHORE, NY 11706-7640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 25, 2019
Property Address	1109 E MAIN ST, LAKELAND, FL 33801-5185
Document Number	0110190959
Book / Page	011019 / 000959
Instrument Date	Oct 24, 2019
Instrument	227204
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4501 E COLUMBUS DR TAMPA FL 336053206, TAMPA, FL 33605-3206

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 5, 2019
Property Address	1109 E MAIN ST, LAKELAND, FL 33801-5185
Document Number	0107430076
Book / Page	010743 / 000076
Instrument Date	Feb 4, 2019
Instrument	24249
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$617.40
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4501 E COLUMBUS DR TAMPA FL 336053206, TAMPA, FL 33605-3206

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Jun 14, 2018
Property Address	1109 E MAIN ST, LAKELAND, FL 33801-5185
Document Number	0105171867
Book / Page	010517 / 001867
Instrument Date	May 31, 2018
Instrument	127673
Transaction Type	Foreclosure
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1109 E MAIN ST LAKELAND FL 338015185, LAKELAND, FL 33801-5185
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,279 (-0.69%) Land $133,200 Building $212,079	$345,279 (-0.69%) Land $133,200 Building $212,079
2025		$347,673 (+4.54%) Land $133,200 Building $214,473	$347,673 (+4.54%) Land $133,200 Building $214,473
2023	Additional exemption filed	$332,579 Land $133,200 Building $199,379	$332,579 Land $133,200 Building $199,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Tillman Fiber.

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