1109 E Hatch St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 1109 E Hatch St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,516 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Oct 2018)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-420-051-00`

Property Details

APN / Parcel Number

Primary APN	`052-420-051-00`

Interior

Full Baths	1 Bath
Building Area	1,516 sqft Building Perimeter
1st Floor Area	1,074 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	123 ft deep x 97.5 ft wide
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1109 E HATCH ST
City	STURGIS
State	MI
Zip	49091-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 37 1/2 FT OF LOT 86 ALL OF LOT 85 & W 10 FT OF LOT 84. LAKEVIEW MANOR. CITY OF STURGIS.
Legal Subdivision	LAKEVIEW MANOR
Legal Lot Number	84-86
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2006
Census Tract	40800

Owner

Source: St. Joseph County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1109 E HATCH ST, STURGIS, MI 49091-1212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST CO
Oct 23, 2018	Warranty Deed, Transfer · ARM CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	May 30, 2013 · Amount on Record
Deed Book / Page	1936 / 94
Prior Transfer Date	Mar 30, 2005
Prior Transfer Doc	1295/0278
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	1109 E HATCH ST, STURGIS, MI 49091-1212
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007483
Date	Nov 12, 2020
Instrument	2020007483

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 23, 2018
Property Address	1109 E HATCH ST, STURGIS, MI 49091-1212
Document Number	01936/0094
Book / Page	1936 / 0094
Map Reference	LB3 PG3
Instrument Date	Oct 11, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 B AVE, 519, NATIONAL CITY, CA 91950-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 LAURA DR, STURGIS, MI 49091-2928

Mortgage

Document Number	0000193696
Date	Oct 23, 2018
Instrument	1936/96

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,000 (+4.14%)	$196,000 (+4.14%)
2025	$2,427.00 Homeowner's exemption	$94,100 Land $5,600 Building $88,500	$188,200 Land $11,200 Building $177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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