1109 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1109 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,700 sqft · built 1987
Lot Size	0.175 acres (7,662 sqft)
Owner	Individual Name on Record
Last Sale	$469,900 (Apr 2020)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-492`

Property Details

APN / Parcel Number

Primary APN	`304-96-492`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,700 sqft Living Area
1st Floor Area	1,847 sqft
2nd Floor Area	853 sqft

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,662 sqft (0.175 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1109 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA PARK MCR 290-5
Legal Range	06E
Legal Township	01S
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	VAL VISTA PARK
Legal Lot Number	167
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	422506

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage LEGACY MORTGAGE AND INVESTMENT CORPORATI
Apr 23, 2020	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 16, 2019	Warranty Deed, Transfer MAGNUS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	20200347084
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553

Mortgage

Document Number	0000735733
Date	Dec 22, 2025
Instrument	20250735733

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Jan 1, 2058

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553

Mortgage

Document Number	0001044713
Date	Sep 28, 2021
Instrument	20211044713

Lender

Name	LEGACY MORTGAGE AND INVESTMENT CORPORATI
Type	Non-Lending Institution
Address	TEMPE, AZ 85282

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 23, 2020
Property Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553
Document Number	0000347084
Map Reference	MB 290 PG 5
Instrument Date	Apr 16, 2020
Instrument	20200347084
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2935 W BRILLIANT SKY DR, 2935, PHOENIX, AZ 85085-5529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553

Mortgage

Document Number	0000347085
Date	Apr 23, 2020
Instrument	20200347085

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 16, 2019
Property Address	1109 E ENCINAS AVE, GILBERT, AZ 85234-3553
Document Number	0001017188
Instrument Date	Dec 11, 2019
Instrument	1017188
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	MAGNUS TITLE

Transaction

Amount	Amount Recorded
Tax	$359.90
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2935 W BRILLIANT SKY DR PHOENIX AZ 850855529, PHOENIX, AZ 85085-5529

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,620 (+0.5%)	$546,200 (+0.5%) Land $109,200 Building $437,000
2025	$2,763.00 (+9.95%)
2024		$54,350	$543,500 Land $108,700 Building $434,800
2023	$2,513.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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