1109 E Courage, Siloam Springs, AR 72761 Property Records

Benton County property record for 1109 E Courage, Siloam Springs, AR 72761

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,581 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$205,500 (Jun 2021)
Tax Bill	$2,174 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05039-000`

Property Details

APN / Parcel Number

Primary APN	`03-05039-000`
Alternative APNs	`35244.0` `35244`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,001 sqft
1st Floor Area	1,581 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1109 E COURAGE
City	SILOAM SPRINGS
State	AR
Zip	72761-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 7/29/04 2004-764.
Legal Range	33
Legal Township	18
Legal Section	32
Legal Subdivision	PATRIOT PARK-SILOAM SPRINGS
Legal Block	E
Legal Lot Number	11
Jurisdiction	BENTON AR
Township / Civil Division	12
Census Block Group	3
Census Block	3014
Census Tract	21101

Owner

1109 E Courage is owned and occupied by an individual who bought it in June 2021.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 E COURAGE, SILOAM SPRINGS, AR 72761-2081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	May 1, 2013 · Amount on File
Deed Document Number	202140523
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 1, 2021
Property Address	1109 E COURAGE, SILOAM SPRINGS, AR 72761-2081
Document Number	0000040523
Map Reference	PL 2004 PG 764
Instrument Date	May 27, 2021
Instrument	2021040523
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 W WEYMOUTH, 702, SILOAM SPRINGS, AR 72761-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 E COURAGE, SILOAM SPRINGS, AR 72761-2081

Mortgage

Document Number	0000040524
Date	Jun 1, 2021
Instrument	2021040524

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1109 E Courage was $2,174, up 5.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Siloam Springs City
Unified School District	Siloam Springs Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,174.00 (+5.79%)	$46,383 (-) Land $10,400 Building $35,983	$231,915 Land $52,000 Building $179,915
2025	$2,055.00 Homeowner's exemption	$46,383 Land $10,400 Building $35,983
2024			$231,915 (+39.29%) Land $52,000 Building $179,915
2023	$1,918.00 Homeowner's exemption	$33,300 Land $8,000 Building $25,300	$166,500 Land $40,000 Building $126,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 E Courage in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 E Courage is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM SPRINGS WATERWORKS serves 23,940 people · EPA ID AR0000056
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20